Hessa Alshiha

o Negotiate bridge loans for new projects and future investment opportunities, obtain competitive loan
proposals and monitor bank facilities.
o Monitor loan maturity ladder to cover funds for loan installments, loan interest, and loan settlements.
o Restructure the company total borrowings and reduced total cost of borrowing on short-term borrowings to
improve financial covenants ratios.
o Forecast cash flow positions and related borrowing needs to fund investment portfolios and to meet
ongoing operational and capital investment requirements.
o Recommend and coordinate with the top management on most cost efficient borrowing options.
o Provide treasury-consulting services to subsidiaries and in house banking services.
o Manage the intercompany funds allocation from the Group's facilities; intercompany borrowings and
required Guarantees for stand alone facility to control total exposure.
o Maintain positive relationship with banks and lenders.

o Participated in the process of issuing LG such as, financial guarantee, bid bond and advance payment.
o Helped in the process of issuing letter of credit for the company's subsidiaries.
o Prepared loans drawdown requests based on the requirement of each bank.
o Acted as the main point of contact between internal auditors and banks.
o Maintained a proper database of existing bank accounts.
Worley | AlKhobar, KSA

o Worked on intercompany loan reconciliation.
o Negotiated facilities, pricing and security documents with the bank and maintained effective relationships
to support the financial needs of the company.
o Helped in the process of opening LC and LC refinance if necessary.
o Maintained current bank account balances to reduce the usage of overdraft charges.

o Assisted in performing periodical analysis for revenues, costs, gross margin, DOS, and WIP.
o Assisted in keeping accurate records of contractual, pricing, and chargeability terms on assigned projects.
o Participated in the process of budgeting, forecasting, and comparing actual vs budgeted cost analysis.
o Monitored the financial performance of the projects by highlighting the future risks and how to mitigate it.