Hisham A A Koshak, Founder & CEO

Hisham A A Koshak

Founder & CEO

HAYKALAH Financial Advisors

Location
Saudi Arabia - Jeddah
Education
Master's degree, MBA
Experience
30 years, 4 Months

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Work Experience

Total years of experience :30 years, 4 Months

Founder & CEO at HAYKALAH Financial Advisors
  • Saudi Arabia - Jeddah
  • My current job since April 2004

o Founder and CEO of HAYKALAH, a boutique investment bank focusing on maximizing value through Islamic financial structuring solutions, established by a team of Former-Bankers & Financiers with extensive experience, knowledge and background in Islamic business practices, to offer professionally structured Islamic financial solutions and business advisory services to high net worth individuals, family offices, corporates and financial institutions.
o Evaluate and administer existing investments products and services of Client and Structure and develop new investment or financing proposals/products, also, develop products and investment objectives and strategies for proposed Investment Funds and track, evaluate and restructure existing Investment Funds; and
o Based upon understanding of Client’s Business, offer a unique link between financial institutions and their Targeted Market Segment(s) through tailored products and services.
o Manage a team of professional Advisors and Associates.
o Signed several strategic alliances and cooperation agreement with reputable financial institutions.

Founder & CEO at TATBEQ LLC
  • United States - California
  • My current job since March 2016

An on demand app development connecting clients to experts. Booking on-demand now or scheduling in advance with our highly qualified, thoroughly vetted, certified experts.

Senior Manager – Product Development Group at The National Commercial Bank
  • Saudi Arabia - Jeddah
  • June 2001 to April 2004

Developing new Islamic Banking Products, Solutions, Services and innovations.
o Developing new products and innovations.
o Sales/marketing management
o Expert communicator
o Competitive maneuvering
o Market identification/penetration
o Decision-maker relations
o Client development
o Screening new business opportunities
o Profit growth strategies
o Revenue growth strategies o Negotiating skills
o Staff supervision/development
o Risk & Mitigation
o Operations
o Finance & Accounting
o Legal Contracts and Applications
o Project Management
o Customer service
o Installation/training
o Expert closer

Senior Partner at Al-Khabeer Financial Advisors
  • Saudi Arabia - Jeddah
  • January 2004 to April 2004

o Manage a team of seven professional officers, of which two are Senior Corporate Bankers.
o Handled the Retail Banking as well as the Corporate Banking Clients, at Al-Khabeer Financial Advisors, a boutique consultancy offering financial advisory services and Shari’a-approved financial solutions for the needs of corporate clients and financial institutions.
o Skilled Financial Strategy Developer for corporate clients that identifies the macro guide lines of the institution’s strategic moves supported by its financial capabilities and history.
o Expert in developing financial products in the banking sector with over 8 years’ experience in developing, marketing and managing financial products.
o Thoroughly experienced in Credit Risk, Project Finance, and Projects Risk and Projects Management with a strong background in the fields of Retail, Corporate, Investment, and Treasury.
o Specialist in forming Shari’a Committees for both corporate clients as well as financial institutions to handle approving the client’s transactions and/or products and solutions which gives the transactions/products Shari’a ratification.
o Developed KFA’s “Business Plan” and “Marketing Strategy and Plan” as well as the daily administrative tasks. Also managed KFA’s budgeting, forecasting, achievements, monitoring via Balance Score Card (BSC) and Activity Based Costing (ABC) systems.

Manager – Retail Liability Products at The National Commercial Bank
  • Saudi Arabia - Jeddah
  • September 1998 to June 2001

Overall strategy, management, and monitoring of the Retail Banking Division Liability Product's Portfolio.

Manager-Investor Sales Division at Arab Islamic Bank
  • Saudi Arabia - Jeddah
  • January 1997 to September 1998

Responsible for attracting potential investors, screening, and then selling them on the merits and benefits of investing in the Bank.

Manager - Market Studies at Zohair Bushnaq Off.
  • Saudi Arabia - Riyadh
  • July 1996 to January 1997

Designed and executed comprehensive market, product, and financial analysis projects. Prepared, detailed research/feasibility studies, and carefully interpreted the results for Kingdom-wide clients.

Manager - Marketing at L. A. Computer Services Inc.
  • United States - California
  • January 1995 to June 1996

Responsible for assisting the Regional Executive in the development and implementation of marketing plans. This included research, planning, business development, sales, control, measurement, and delivery of superior customer-service.

Assistant - Store Manager at Tie Rack Inc.
  • United States - New York
  • January 1994 to January 1995

Began work as a sales associate in this international chain of shops specializing in quality men’s ties and accessories. Assigned to busy, mid-town Manhattan store located at 200 Park Avenue, NY. Developed a following of customers based on exceptional customer-care and service. Promoted to Assistant Store Manager after three months of joining the company.

Assistant - Store Manager at Tie Rack Inc.
  • United States
  • January 1994 to January 1995

Began work as a sales associate in this international chain of shops specializing in quality men’s ties and accessories. Assigned to busy, mid-town Manhattan store located at 200 Park Avenue, NY. Developed a following of customers based on exceptional customer-care and service. Promoted to Assistant Store Manager after three months of joining the company.

Education

Master's degree, MBA
  • at Kensington University
  • September 1999
Bachelor's degree, BA
  • at University of California at Los Angeles (UCLA)
  • August 1999

Certificate of Graduation

Bachelor's degree, Marketing
  • at Kensington University
  • July 1996

GPA 3.78 out of 4

Diploma, Total Quality Management
  • at University of California at Los Angeles (UCLA)
  • June 1996

Certificate of Graduation

Diploma, Advance Marketing Solutions
  • at University of California at Los Angeles (UCLA)
  • March 1996

Certificate of Graduation

Diploma,
  • at Microsoft Inc.
  • January 1996

Certificate/Certified User, Programmer, and Trainer

Diploma, E- Business/Commerce
  • at Katharine Gebbs School
  • June 1995

A.S./Business Administration

Specialties & Skills

Market Studies
Microsoft Software
Mastering
Liability
Banking
Certified Microsoft Software and hard wear compatibility
Knowledgeable of Negotiation Art
Mastering the marketing and sales skills
Good command of Crisis Management
Startups Leading teams

Languages

Arabic
Expert
English
Beginner