Hisham A A Koshak

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o Founder and CEO of HAYKALAH, a boutique investment bank focusing on maximizing value through Islamic financial structuring solutions, established by a team of Former-Bankers & Financiers with extensive experience, knowledge and background in Islamic business practices, to offer professionally structured Islamic financial solutions and business advisory services to high net worth individuals, family offices, corporates and financial institutions.
o Evaluate and administer existing investments products and services of Client and Structure and develop new investment or financing proposals/products, also, develop products and investment objectives and strategies for proposed Investment Funds and track, evaluate and restructure existing Investment Funds; and
o Based upon understanding of Client’s Business, offer a unique link between financial institutions and their Targeted Market Segment(s) through tailored products and services.
o Manage a team of professional Advisors and Associates.
o Signed several strategic alliances and cooperation agreement with reputable financial institutions.

o Manage a team of seven professional officers, of which two are Senior Corporate Bankers.
o Handled the Retail Banking as well as the Corporate Banking Clients, at Al-Khabeer Financial Advisors, a boutique consultancy offering financial advisory services and Shari’a-approved financial solutions for the needs of corporate clients and financial institutions.
o Skilled Financial Strategy Developer for corporate clients that identifies the macro guide lines of the institution’s strategic moves supported by its financial capabilities and history.
o Expert in developing financial products in the banking sector with over 8 years’ experience in developing, marketing and managing financial products.
o Thoroughly experienced in Credit Risk, Project Finance, and Projects Risk and Projects Management with a strong background in the fields of Retail, Corporate, Investment, and Treasury.
o Specialist in forming Shari’a Committees for both corporate clients as well as financial institutions to handle approving the client’s transactions and/or products and solutions which gives the transactions/products Shari’a ratification.
o Developed KFA’s “Business Plan” and “Marketing Strategy and Plan” as well as the daily administrative tasks. Also managed KFA’s budgeting, forecasting, achievements, monitoring via Balance Score Card (BSC) and Activity Based Costing (ABC) systems.

Developing new Islamic Banking Products, Solutions, Services and innovations.
o Developing new products and innovations.
o Sales/marketing management
o Expert communicator
o Competitive maneuvering
o Market identification/penetration
o Decision-maker relations
o Client development
o Screening new business opportunities
o Profit growth strategies
o Revenue growth strategies o Negotiating skills
o Staff supervision/development
o Risk & Mitigation
o Operations
o Finance & Accounting
o Legal Contracts and Applications
o Project Management
o Customer service
o Installation/training
o Expert closer

Overall strategy, management, and monitoring of the Retail Banking Division Liability Product's Portfolio.

Responsible for attracting potential investors, screening, and then selling them on the merits and benefits of investing in the Bank.

Designed and executed comprehensive market, product, and financial analysis projects. Prepared, detailed research/feasibility studies, and carefully interpreted the results for Kingdom-wide clients.

Responsible for assisting the Regional Executive in the development and implementation of marketing plans. This included research, planning, business development, sales, control, measurement, and delivery of superior customer-service.

Began work as a sales associate in this international chain of shops specializing in quality men’s ties and accessories. Assigned to busy, mid-town Manhattan store located at 200 Park Avenue, NY. Developed a following of customers based on exceptional customer-care and service. Promoted to Assistant Store Manager after three months of joining the company.

Began work as a sales associate in this international chain of shops specializing in quality men’s ties and accessories. Assigned to busy, mid-town Manhattan store located at 200 Park Avenue, NY. Developed a following of customers based on exceptional customer-care and service. Promoted to Assistant Store Manager after three months of joining the company.