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Hossam Konsowa, Collections Coordinator

Hossam Konsowa

Collections Coordinator·Khidmah LLC

United Arab Emirates

Bachelor's degree, BA

Work experience

Total years of experience: 17 years, 4 months

Collections Coordinator

September 2013 - Present

Khidmah LLC

Dubai, United Arab Emirates

September 2013 - Present

Khidmah is one of the Leading property and facility management companies in UAE and the GCC

 Ensure defaulters resolve their debts as quickly as possible.
 Negotiate with defaulters to facilitate repayment plan to ensure maximum recovery.
 Follow up with defaulters via all available communication channels on a periodic basis.
 Liaise ¬and coordinate with property managers and property owners to resolve any disputes
related to service charge payments.
 Provide debtors with account statements and invoices upon request
 Refer uncollected debts to the outsource collection agency
 Prepare detailed weekly reports of the status/summary of all delinquent accounts.
 Generate overdue account receivables report on a daily basis to follow up on unpaid outstandings
and contact the clients for collection.
 Provide Finance dep with unposted receipts to assure payment records are consolidated.
 Conduct site inspections, collect service charges, post receipts, and conduct day-to-day adhoc
operations.

Company industry:
Real Estate
Job role:
Finance and Investment

Recovery Officer

June 2011 - July 2013

American Express

Dubai, United Arab Emirates

June 2011 - July 2013

 Monitor delinquent and over-limit accounts, and follow up with debtors for repayment.
 Conduct recovery efforts via phone calls, email reminders and legal notices.
 Conduct field visits on un-contactable defaulters, and refer them to outsourced collection
agencies if needed.
 File legal cases on skip customers, and refer them to collection agencies abroad.
 Avert defaulters to flow-through to the next bucket to reduce written off accounts.
 Reduce delinquency rates and minimize the accounts flowing into higher buckets.
 Inquire with defaulters’ employers/sponsors of their financial and salary status.
 Report and update management of red flags concerning customers.

Company industry:
Financial Services
Job role:
Finance and Investment

Recovery Officer

January 2009 - May 2011

Al Wasl International Group

Dubai, United Arab Emirates

January 2009 - May 2011

 Daily follow up with defaulters via all communication channels to ensure recovery.
 Assigned bucket / W.O of their obligation and to obtain.
 Negotiate payment plan restructuring with clients to maximize recovery.
 Attend to customer enquiries and complaints.
 Update the system’s report with all call summaries, findings, and defined status.

Company industry:
Banking
Job role:
Accounting and Auditing

Education

Memoufia University

January 2005

January 2005

Bachelor's degree, BA

Egypt

Accounting Major

Skills

Debt Collection
Expert
Debt Collection
Expert
Collections
Expert
Collections
Expert
AR
Intermediate
AR
Intermediate
ASSETS RECOVERY
Expert
ASSETS RECOVERY
Expert
BALANCE
Expert
BALANCE
Expert
CALL CENTER
Expert
CALL CENTER
Expert
CREDIT
Intermediate
CREDIT
Intermediate
CUSTOMER RELATIONS
Expert
CUSTOMER RELATIONS
Expert
FINANCE
Expert
FINANCE
Expert
MICROSOFT MONEY
Expert
MICROSOFT MONEY
Expert
PERSONAL
Expert
PERSONAL
Expert
RECEPTIONIST
Expert
RECEPTIONIST
Expert
Debt Recovery
Expert
Debt Recovery
Expert
Debt Collection
Expert
Debt Collection
Expert
Collections
Expert
Collections
Expert

Languages

Arabic
Native Speaker
English
Expert
Italian
Beginner
Russian
Beginner

Training and Certifications

Training
Collection and Recovery
HSBC