Ibrahim El-Adawi

Maintain and update the Compliance and AML/CFT policies to comply with QCB (Qatar Central Bank rules, regulations & Instructions to Banks).
 Perform compliance inspection on the branches in order to insure that they are following and complying with QCB rules and regulations in respect to KYC (Know Your Customer) and EDD (Enhanced Due Diligence) profiling.
 Monitoring International transactions (i.e. LG/LC/SWIFT/Inward & Outward Remittances) and advising different business units on AML/CFT/National & International Sanctions related issues.
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 Investigate and analyze cases of Fraud, Money Laundering, Personal Accounts Used for
Commercial Purposes, examining appropriate records and documentation, reviewing all
relevant processes and systems internally and externally and reporting findings to
management using NORKOM application program.
 Timely disposal of the Regulator’s and the FIU’s quires and requirements.
 Preparing, organizing and insuring the compliance level of the Doha Bank Share Holders
Annual General Meetings / Extra Ordinary General Meetings and keep the records and
minutes in the Compliance Department’s Books and provide the necessary reports and
summaries to QCB & Ministry of Commerce and Economy.
 Prepare the (RCMAR) Recovery & Collection Monthly Achievement Report that shows the
Bank’s Legal, Recovery & Collection, and Field Recovery Departments performance which
is presented to the Chairman and the Board of Directors.
 Utilize available financial crime detection systems and tools to undertake data-mining
activities to enhance pro-active identification and detection of ML\TF.
 Making sure that each customer is marked as (Low, Medium or High) properly on the
Compliance & AML / CFT Risk Matrix.
 Monitoring International transactions (i.e. LG/LC/SWIFT/Inward & Outward Remittances)
and advising different business units on AML/CFT/National & International Sanctions
related issues.
 Investigate and analyze cases of Money Laundering, Personal Accounts Used for
Commercial Purposes and Sanctions, examining appropriate records and documentation,
reviewing all relevant processes and systems internally and externally and reporting
findings to management using NORKOM application program.
 Participate in the task of offline bank’s customer’s database screening against world check
on daily basis using NORKOM application and perform detailed analysis and advice the
branch’s in case of online new customer’s screening against World-Check in cases of exact
matches hits.
 Respond & review to the AML Questionnaires for new relationship with financial Institutions
(RMA / Nostro / Vostro) and annual AML Questionnaires reviewing exercise for the existing
RMA, Exchange Houses & Western Union.
 Train the branches’ staff and new comers on Compliance / AML & CFT policies and
procedures along with the World Check reviewing process.
 Assist the Senior Management to ensure that:
- Devising & amending Compliance Policy & Procedures with addresses International
Sanctions.
- Formulating ‘Quarterly Report’ for onward submissions to the QCB.
- MLR and Suspicious Transaction Monitoring procedures and protocols are adhered to.
- Provide monitoring and reporting on any changes in local laws and practices relating
to the management of suspicious transactions.
- Recommend investigations and submit suspicious monitoring reports to AML
Manager.

Investigate cases of criminal, sanctions and ML, examining appropriate records and
documentation, reviewing all relevant processes and systems internally and externally and
reporting findings to management.
 Utilize available financial crime detection systems and tools to undertake data-mining
activities to enhance pro-active identification and detection of ML\TF.
 Evaluate processes/ controls for financial crime management to meet the objective of
continuous improvement.
 Assist the Money Laundering Reporting Officer to ensure that MLR and Suspicious
Transaction Monitoring procedures and protocols are adhered to, including:
- To ensure suspicious transaction referral limits are adhered to at all times.
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- To provide monitoring and reporting on any changes in local laws and practices relating to the management of suspicious transactions.
- To recommend investigations where it is deemed appropriate.
- To submit suspicious monitoring reports to AML manager.
 Resolve all issues identified in any Audit for the financial crime management reviews.
 Respond appropriately to updates in local regulation / legislative changes and ensure that local Compliance policies and procedures are cascaded to the business and that appropriate actions are taken by the business to comply.

- Responsible of revising, assessing and approving the studied Personal and Merchant (POS holder) Loan Files provided by the Retail Credit Administration Team in reference to AAIB’s policy & procedures and CBE Regulations.
- Analyze applicants' financial status, credit, and evaluations to determine feasibility of granting loans.
- Shared in the new Personal Loans policy setting which was raised to the top management for approval.
- Prepare necessary job reports.

- Responsible of serving clients in the branch and supervise on the customer service officers and greeting officers in order to make sure that the client is being provided the best quality of service.
- Revising the Account Files, Personal Loan files, Auto Loan files, Credit Card files, Certificate of Deposit files and Time Deposit files, provided by the CS officers.
- Booking Personal and Auto Loans, setting the Credit Cards Limits according to the Credit Unit Department instructions.
- Approving CDs and TDs interest rates according to the Dealing Room instructions.
- Also, in the last few months part of my responsibility was to join the opening of new branches and build the Customer Service infrastructure and train new comers to keep the banks corporate image in all branches.

- Responsible of issuing and delivering all plastic cards to clients, issuing Time Deposits and Certificate of Deposits, opening and closing all types of accounts and preparing Personal and Auto Loan Files.