ابراهيم رياح ابراهيم عوض عوض, Head of Credit Control

ابراهيم رياح ابراهيم عوض عوض

Head of Credit Control

Bupa Arabia

البلد
المملكة العربية السعودية - جدة
التعليم
بكالوريوس, Economics
الخبرات
19 years, 0 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :19 years, 0 أشهر

Head of Credit Control في Bupa Arabia
  • المملكة العربية السعودية - جدة
  • أشغل هذه الوظيفة منذ ديسمبر 2018

Prepared monthly reports to be presented to management and
highlighted all risks involved.
 Developed strategies to acquire new business and helped to
retain the customers by renewing the profitable businesses.
 Assisted with analysis and forecasts of sales and credit,
significantly reducing bad debt exposure and days sales
outstanding in alignment with company goals.
 Performed financial analysis for all distinct portfolios of
counterparts and administered sensitivity analysis.
 Developed and implemented formal corporate credit, cash
sales, and export policies as well as credit applications and
related terms and conditions.
 Build and maintain relationships and also liaise closely with
internal and external customers.
 Processing and following up on invoices efficiently and within
sit timescales and targets.
 Developed new process for employee evaluation which
resulted in marked performance improvements.
 Performed initial client assessment and analysis to begin
research process.
 Reviewed overdue payments and coordinated with individual
credit controllers.
Exceptional ability to administer and operate all credit control
systems to prepare reports for team members.
 Responded to calls in both routine and emergency situations.
 Excellent understanding of the impact of debt recovery on
commercial processes.

Budgeting Manager في Bupa Arabia
  • المملكة العربية السعودية - جدة
  • ديسمبر 2010 إلى نوفمبر 2018

Assist in preparation of Annual Operating Plan (AOP), 3 Year
Plan (3YP), Forecast 1 (F1) and Forecast 2 (F2) on a detailed
level.
 Create a consolidated budget version for management
approval.
 Continuously assess whether budget submissions can be
achieved based on known capacity constraints and inform
management of potential problem areas.
 Prepare AOP templates for cost centre managers and act as an
advisor to cost centre managers in formulating their budget
submissions.
 Monthly reporting of Opex against budget to cost centre
managers and identify key issues/variance.
 Provide budgetary approval to purchasing department.
 Achieved budget reduction of approximately five percent
through improved IT expenditures and support, reductions in
consultant contracts and unnecessary travel expenditures.
 Led the design and development of a rolling-budget software
application that dramatically improved the year-end
budgeting process.

Financial Accountant في Fawaz Al Hokair
  • المملكة العربية السعودية - الرياض
  • مارس 2008 إلى نوفمبر 2010

Maintained integrity of general ledger, including the chart of
accounts.
 Compiled general ledger entries on a short schedule with
nearly 100% accuracy.
 Provided transactional fraud consultation for discretionary and
policy actions on credit card usage.
 Improved accounting work flow processes by implementing
paper less formats; attributed to 30% reduction on company
overhead costs.
 Increased work flow efficiencies by adopting and utilizing
macro based automation methods.
 Implemented company-wide investigatory standards and
proactive measures on credit card fraud prevention and
control.
 Trained ten new employees on accounting principles and
company procedures.

Customer Relationship Officer في Arab Bank
  • الأردن - عمان
  • مايو 2005 إلى فبراير 2008

Develop and promoting the products offered by the bank .
 Responsible for cross- selling of the offers given by the bank.
 Open accounts and related customers' services.
 Responsible for customers loans promotion.
 Participate in the money laundering unit.
 Issue all types of credit cards to the customers.
 Execute all transfers and remittance of the customers.
 Responsible for all facilities issues to the companies.

الخلفية التعليمية

بكالوريوس, Economics
  • في Hashemite University
  • فبراير 2004

Research Visablity Study

Specialties & Skills

Data Analysis
People Management
Purchasing
Credit Control
Budgeting
Budget development  Fiscal budgeting  Self-motivated professional  Strong communication skills

اللغات

العربية
اللغة الأم
الانجليزية
متمرّس

التدريب و الشهادات

FPA (تدريب)
معهد التدريب:
Leoron Dubai
تاريخ الدورة:
April 2014
المدة:
48 ساعة
IFC (الشهادة)
تاريخ الدورة:
February 2011
CIPP (الشهادة)
تاريخ الدورة:
April 2016

الهوايات

  • Travelling