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Muhammad Iqbal Baig, Branch Service Officer (BSO)

Muhammad Iqbal Baig

Branch Service Officer (BSO)·Al Baraka Bank

Pakistan

Master's degree, Mathematics

Work experience

Total years of experience: 11 years, 2 months

Branch Service Officer (BSO)

September 2024 - June 2026

Al Baraka Bank

Islamabad, Pakistan

September 2024 - June 2026

Manage branch-level customer service operations ensuring Islamic banking
compliance.
Handle customer transactions, account services, and service requests
accurately.
Support branch targets through effective customer engagement delivery.
Coordinate with internal departments to resolve operational customer issues.

Company industry:
Banking
Job role:
Banking

Universal Service Officer

December 2016 - August 2024

MCB Bank Limited

Rawalpindi, Pakistan

December 2016 - August 2024

Delivered end-to-end customer support for deposits withdrawals remittances
transfers.
Maintained accurate transaction records per internal controls SBP
regulations.
Achieved strong results in Gallup surveys Mystery Shopping.
Provided current information on banking products services digital solutions.
Trained guided new hires maintaining standardized branch service quality.

Company industry:
Banking
Job role:
Banking

Teller Service Officer

January 2017 - November 2017

MCB Bank Limited

Rawalpindi, Pakistan

January 2017 - November 2017

Processed high-volume customer transactions with accuracy and
confidentiality.
Balanced cash drawers and resolved discrepancies promptly.
Ensured adherence to operational policies and AML/KYC standards.
Identified cross-selling opportunities to promote banking products.

Company industry:
Banking
Job role:
Banking

Customer Sales Representative (CSR)

February 2015 - January 2016

J. Telemarketing (International Call Center)

Rawalpindi, Pakistan

February 2015 - January 2016

Managed inbound and outbound calls for international clients.
Conducted cold calling to market business loans and financial services.
Provided quotations, explained credit terms, and closed sales opportunities.
Met and exceeded productivity, accuracy, and quality benchmarks.
Retained customers through promotions, discounts, and subscription
extensions.

Company industry:
Telemarketing
Job role:
Sales

General Banking Officer

June 2014 - December 2014

MCB Bank Limited

Rawalpindi, Pakistan

June 2014 - December 2014

Executed daily banking operations including account opening, fund transfers,
and cheque processing.
Monitored compliance with internal banking procedures and regulatory
requirements.
Assisted in branch audits and operational reviews.

Company industry:
Banking
Job role:
Banking

Education

University ofthe Punjab

January 2017

January 2017

Master's degree, Mathematics

Pakistan

University ofthe Punjab

January 2014

January 2014

Bachelor's degree, Double Mathematics

Pakistan

Skills

AUDITING
Intermediate
AUDITING
Intermediate
COMPLIANCE MANAGEMENT
Intermediate
COMPLIANCE MANAGEMENT
Intermediate
CREATIVITY
Intermediate
CREATIVITY
Intermediate
CROSS SELLING
Intermediate
CROSS SELLING
Intermediate
CUSTOMER RELATIONSHIP MANAGEMENT
Intermediate
CUSTOMER RELATIONSHIP MANAGEMENT
Intermediate
DOCUMENT PROCESSING
Intermediate
DOCUMENT PROCESSING
Intermediate
ELECTRONIC FUNDS TRANSFER
Intermediate
ELECTRONIC FUNDS TRANSFER
Intermediate
PRODUCT PROMOTION
Intermediate
PRODUCT PROMOTION
Intermediate
REGULATORY COMPLIANCE
Intermediate
REGULATORY COMPLIANCE
Intermediate
TRANSACTION VERIFICATION
Intermediate
TRANSACTION VERIFICATION
Intermediate

Languages

English
Beginner
Urdu
Beginner

Training and Certifications

Certifications
anti money laundering and combalt the financing
albaraka bank Pakistan Ltd
Jun 2024
Spoken English Language Certification Certified Teller
Microsoft Office Certification –

Hobbies

  • snooker
    snooker champion in local campaigns.