جوليان Dsilva, Senior Officer Credit and Market Analysis

جوليان Dsilva

Senior Officer Credit and Market Analysis

Warba Bank

البلد
الكويت - الأحمدى
التعليم
ماجستير, Post Graduate Diploma in Business Economics (PGDBE - Finance)
الخبرات
13 years, 1 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :13 years, 1 أشهر

Senior Officer Credit and Market Analysis في Warba Bank
  • الكويت - الكويت
  • أشغل هذه الوظيفة منذ يونيو 2021

Responsibilities:
• Review of financial statements and to prepare spread sheets, risk ratings and financial reports for corporate banking
clients.
• To process financial analysis requests for intermediate and non-complex financials in a timely manner as per
instructions from the unit head.
• To follow up on the information sought from business units based on review of financials, which are critical for the finalization of analysis reports and to improve the quality and depth of analysis.
• To support the unit head for special assignments being undertaken by the unit as per Senior Management requests
• To prepare market research reports for Corporate Banking business sectors as per instructions from the unit head
• To support the unit head for handling CBK reporting/ Audit requirements relating to CBG Portfolio.

Senior Officer (Credit Analyst) في Kuwait Finance and Investment Company (KFIC)
  • الكويت - الكويت
  • أغسطس 2016 إلى يونيو 2021

Responsibilities:
• Interview clients to gather maximum relevant information about the company.
• Analyze the Financial statements and other relevant documents of various companies (Clients).
• Create and review credit reports for every client for the higher managements approval.
• Timely completion of the assessment reports.
• Comply with the guidelines of the central bank of Kuwait as well as the credit policy of the company in regards to issuing a loan.
• Coordinate and follow up with risk and compliance department for every file and resolve issues if any.
• Maintain a healthy relationship with clients and vendors.
• Writing Memos for the Head of Department to the Boards and other HOD.
• Assist in alteration of the credit policy.
• Increase the customer base by making company/ potential clientele visits.
• Invoicing.
• Any additional request made by Division Head or Manager.

Accountant في Al-Soor Al Tase’a (KMGC Group)
  • الكويت - الكويت
  • سبتمبر 2015 إلى يوليو 2016

Responsibilities:
• Reporting.
• Starting up the accounting section of the division.
• Posting Journal entries.
• Accounts Receivable
• Invoicing.

Accountant في Ali Alghanim & Son’s
  • الكويت - الكويت
  • يوليو 2013 إلى سبتمبر 2015

Responsibilities:
• Verifying Invoices related to Petty cash
• Controlling the expense related to Petty cash.
• Posting Journal entries
• Timely receiving verifying & posting of credit invoices
• Payables Reconciliations
• Ledger verification of different divisions.
• Proactively coordinating the activities of the AC division for smooth functioning. Julian.dsilva@gmail.com
• Strategizing innovative options to smoothen the operations.
• Assisting in monthly closing of the accounts.
• Coordinating with the Foremen/ Engineers as well as the main finance department.
• Coordinating with the suppliers, as well as maintaining good relation with them.

Accounts Assistant في Trident Kuwai
  • الكويت - الكويت
  • أكتوبر 2009 إلى أغسطس 2011

Responsibilities:
• Invoicing
• Monitoring of Bank Accounts & Cash
• Payroll
• Preparing of Vouchers and posting of entries in Accounting Software (SAGE)
• Bills Receivables / Payables.
• Business Analysis Report (Basix Business).

Team Member ; TDS department في IDBI Bank Ltd
  • الهند - مومباي
  • أبريل 2008 إلى أكتوبر 2008

Responsibilities:
• Prepared vouchers \[Tax refund\].
• Reverted Queries of various IDBI branches via E-mails.
• Trained and assisted subordinates.
• Maintained the 15g/h forms record in excel.
• Prepared monthly MIS of forms 15gh.
• Issued TDS certificate at the end of the year to the various branches.

الخلفية التعليمية

ماجستير, Post Graduate Diploma in Business Economics (PGDBE - Finance)
  • في WLC College India.
  • يناير 2009
بكالوريوس, Bachelors in Commerce (B.Com)
  • في St. Andrews College of Arts, Science and Commerce
  • يناير 2006

Specialties & Skills

Accounts Payables and Accounts Receivables
Communication and Presentation
FINANCIAL STATEMENTS
MANAGEMENT
COORDINATING
FINANCIAL ANALYSIS
MARKET RESEARCH
RESEARCH
TRIDENT
PETTY CASH
ACCOUNTING SOFTWARES
ACCOUNTING
ACCOUNTING SOFTWARE
CLOSING
INVOICING
PAYABLES
PAYROLL PROCESSING
RECEIVING
Financial Analysis

اللغات

العربية
متوسط
الانجليزية
متمرّس
الهندية
متمرّس