Operation Officer
Meezan Bank Limited Islamabad
Total years of experience :4 years, 5 Months
• Worked as Operation Officer in Meezan Bank Limited Islamabad.
Job Responsibilities: • Preparing standing orders (internal & external) and fixed deposit facilities
• Issuing drafts
• Payment Cheque Reconciliation.
• Data Entry and modification.
• Payments of foreign remittances e.g Western union, Ria, etc
• Processing internal fund transfers of customer accounts
• Credit proposal documentation for consumer financing
Worked as Personal banking officer from April 2011 April 2012
• Facilitate new customers and provide them knowledge about Islamic banking products.
• Conduct KYC interview and opening of accounts as per bank policies.
• Processing loans (Housefinancing and Auto)
• Opening new accounts, issuing ATM cards and cheque books
• Handling Branch target and sending daily report to the management
• Transaction monitoring on branch level and reporting to HO about disputed transaction.
• Deepening in existing low deposit and dormant accounts and their reporting to area office.
• Deals with customer enquiries and ensure satisfactory resolution.
• Issuance of Term Deposit Certificates as per procedure and policies & maintaining their registers.
• Stock maintenance and issuance of cheque books'
• To follow the sale management process e.g. Tail Management, cross selling of laptops, car ijara, and home finance products.
• Handling queries concerning ATM card, SMS alerts and internet banking.
• Preparing Minutes of meeting report on monthly basis
• Month end reporting of the branch.
• Worked as Assistant accountant in Social Welfare Department under Govt. National Internship Program Pakistan from June 2010 to April 2011
Learning: • Maintaining the files & records.
• Maintenance of filling system ensuring safe keeping of confidential records.
• Preparation of pays & TA bills of officers.
• Maintenance of Accounts Books & their reconciliation from Auditor General of Pakistan Revenue.
• Arrangement of workshops on different life aspects for rural community.
PROJECTS & SEMINARS: • Two days workshop on Project Management held at University of Malakand. from 26th to 27 Dec 2006.
September 2010 To April 2013 MS in Finance SZABIST Islamabad Pakistan (www.szabist.edu.pk) * Corporate Finance, Investments, Business Research Methods, Quantitative tools, Econometrics
May 2005 To December 2010 BBA (HONS) in Finance University of Malakand, Chakdara, KPK, Pakistan (www.uom.edu.pk) * Fundamentals of Financial Management, Investments, Financial Statements Analysis, Quantitative tools, Islamic Banking. AREA OF SPECIALIZATION: Finance