Banking Agent (D.S.A)
DohaBank
Total years of experience :9 years, 4 Months
•Open new personal and non-personal accounts, and provide access to automated banking technologies.
• Interview applicants for personals, mortgage, student and business loans.
• Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals.
• Research and evaluate loan applicants financial status, references, credit and ability to repay the loan.
• Complete credit and loan documentation.
• Submit credit and loan applications to branch or credit
manager with recommendations for approval or rejections, within authorised limits ensuring that credit standards of the institution are respected.
• Review and update credit and loan files.
• Prepare sales reports and commitments
• Managing team of direct sales monitoring and reporting their
performance to the retail sales unit head.
• Work with Project Managers to understand and analyze the client requirements.
• Present the client requirements to finalize and deliver solutions as per client needs.
• Assist in sales, development, and management of new, existing or acquisition credit card products.
• Participate in sales sessions for development of new functionality and for customization of existing functionality.
• Review credit card product performance against client requirements so as to provide optimal product.
• Perform credit card product demonstrations for both prospective clients and existing clients as needed.
• Ensure that sales team maintains the credit card product demonstration equipment and supplies in good working condition.
• Develop expertise in credit card product knowledge, technical knowledge, and industry and process knowledge in relevant product areas.
• Maintain a thorough understanding of marketplace, competitors and industry trends in order to identify new business and marketing opportunities.
• Develop credit card product reference document and product courseware for customers.
• Ensure marketing and training materials are fully compliant and appropriately updated and distributed.
• Create and maintain a credit card product marketing plan for increasing sales and revenue.
• Train sales team in credit card product knowledge.
• Address customer queries in timely fashion.
• Work with management and client to determine credit card product roadmap and milestones.
• Interview applicants for personals, mortgage, vehicle and business loans.
• Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals.
• Research and evaluate loan applicant’s financial status, references, credit and ability to repay the loan.
• Complete credit and loan documentation.
• Submit credit and loan applications to branch or credit manager with recommendations for approval or rejections, within authorized limits ensuring that credit standards of the institution are respected.
• Review and update credit and loan files.
• Prepare sales reports and commitments
• Managing team of direct sales monitoring and reporting their performance to the retail sales unit head.
• Open new personal and non-personal accounts, and provide access to automated banking technologies.
• Interview applicants for personals, mortgage, student and business loans.
• Assist clients by proposing solutions to address financial objectives such as business expansion, debt management, investment and other financial goals.
• Research and evaluate loan applicant’s financial status, references, credit and ability to repay the loan.
• Complete credit and loan documentation.
• Submit credit and loan applications to branch or credit manager with recommendations for approval or rejections, within authorized limits ensuring that credit standards of the institution are respected.
• Review and update credit and loan files.
• Prepare sales reports and commitments
• Managing team of direct sales monitoring and reporting their performance to the retail sales unit head.
*Financial Operating *Corporate Finance *Analytical accounting *Audit and Management Control *Management *International marketing & trades