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Khushbu Chauhan, Credit Manager

Khushbu Chauhan

Credit Manager·Ashv finance Ltd

India

Master's degree, Law

Work experience

Total years of experience: 12 years, 1 months

Credit Manager

April 2022 - Present

Ashv finance Ltd

Chandigarh, India

April 2022 - Present

Ready to relocate. Doing physical visit at Customer Business & proper verification. Analysis the business of the customer.

Company industry:
Financial Services
Job role:
Finance and Investment

Credit Manager

June 2019 - August 2022

Clix

Chandigarh, India

June 2019 - August 2022

Login to till disbursement

Company industry:
Financial Services
Job role:
Finance and Investment

Credit Manager

November 2014 - July 2016

Shubham Housing Development Finance Company Pvt Ltd

November 2014 - July 2016

Continue Winner of Turnaround Master Club in Shubham Housing Company.
Job Responsibilities:
•Ensuring error free underwriting of loan customers in line with approved processes and policies.
•Meeting with clients, evaluating them, transparently advising intricate details of company’s products, responsible for file completion and data entry into the system. Overall portfolio quality of the branch.
•Front end credit underwriting and customer meetings.
•Vendor management including lawyers, valuers, fraud agencies etc., Attending to walk-ins into branches and visiting clients at their place of work.
•Responsible for project evaluation and progress tracking.
•Interfacing with disbursal bank and handling front end disbursal process. Responsible for portfolio evaluation and delinquency management. Responsible for project evaluation and progress tracking & customer service

Company industry:
Financial Services
Job role:
Accounting and Auditing

Labour

July 2011 - October 2014

District Court Ambala City

July 2011 - October 2014

Practiced on all matters Civil, Criminal before Police Station as well as before all Courts and Complaint under Section 156(3) 202, Cr. P.C, and all type of FIR Registered under IPC. Arbitration and Conciliation Act 1996 (Execution, Award, Petition under Section 8, 9 etc.) Complaint under sec 138 N.I. Act, all type of notices regarding cheque/ecs Mandate bouncing Cases, Vehicle Inspection Notice to Customers and Conciliation Camp for settlement & Worked in Civil Law & Criminal Law,

Job role:
Administration

Education

Punjabi UniversityPunjabi university PatialaCBSE BoardCBSE Board

June 2015

June 2015

Master's degree, Law

India

Kurukshetra University

January 2015

January 2015

High school or equivalent,

Punjabi UniversityPunjabi university PatialaCBSE BoardCBSE Board

January 2004

January 2004

Bachelor's degree,

India

Punjabi UniversityPunjabi university PatialaCBSE BoardCBSE Board

January 2004

January 2004

High school or equivalent,

India

Skills

CREDIT
Expert
CREDIT
Expert
ARBITRATION
Expert
ARBITRATION
Expert
C
Expert
C
Expert
CUSTOMER RELATIONS
Expert
CUSTOMER RELATIONS
Expert
CUSTOMER SERVICE
Expert
CUSTOMER SERVICE
Expert
DATA ENTRY
Expert
DATA ENTRY
Expert
DRAFTING
Expert
DRAFTING
Expert
FINANCE
Expert
FINANCE
Expert
LEGAL
Expert
LEGAL
Expert
MEETING FACILITATION
Expert
MEETING FACILITATION
Expert

Languages

English

Expert

Hindi

Expert

Punjabi

Expert

Hobbies and interests

Keen to learn