Assistant Vice President
SBI Canada Bank
Total years of experience :7 years, 5 Months
Review and provide recommendation on each Financial Institutions, Country Limit, Corporate / Commercial credit application after thoroughly vetting them on various aspects such as credit underwriting quality, credit risk rating, credit structure, analyses such as financial, business, industry, competition, etc., covenants, while adhering to Bank’s Risk Appetite, Credit Risk Policies, Underwriting Guidelines and Regulatory Guidelines. Portfolio management and monitoring of all concentration limits, as the second line of defense. Develop strong relationships, work collaboratively and provide advice and counsel to the front line business partners. Provide constructive advice and guidance to relationship managers on credit transactions, within Bank’s credit policies and guidelines and risk appetite. As a subject matter expert, develop, enhance and implement credit policies/underwriting guidelines, reporting and monitoring framework. Coach junior staff. Attend Senior Management and Board meetings.