lina zein

Finance Manager at Arabia insurance company

• Lebanon
• My current job since June 2018

General manager and Financial manager at Smile holding

• Lebanon - Beirut
• July 2014 to May 2018

General Manager and CFO Smile holding
General Manager & Finance Manager.
Planning
 Work with the President/CEO on the strategic vision including fostering and cultivating stakeholder relationships, as well as assisting in the development and negotiation of contracts.
 Developing new business, specifically: assist the CEO in identifying new funding opportunities, the drafting of prospective programmatic budgets, and determining cost effectiveness of prospective service delivery.
 Assist in performing all tasks necessary to achieve the organization's mission and help execute staff succession and growth plans Assist in formulating the company's future direction and supporting tactical initiatives
 Develop financial and tax strategies and preparing Feasibility studies.
Operations
 Manage the accounting, human resources, investor relations, legal, tax, and treasury departments
 Manage any third parties to which functions have been outsourced
 Oversee the company's transaction processing systems
 Implement operational best practices
 Oversee employee benefit plans, with particular emphasis on maximizing a cost-effective benefits package
Financial
 Oversee the issuance of financial information
 Report financial results to the board of directors
 Review and recommend changes to existing accounting procedures.
 Assist in auditing activities by providing necessary information and preparing requested documentations.
 Monitor expenditures, analyze revenues and determine budget variances and report the same to management.
 Monitor cash balances and cash forecasts and Prepare cash flow
 Arrange for debt and equity financing
 Oversee the day to day accounting processes and effective management of the payables, receivables and the chart of accounts ensuring that proper books of accounts are maintained for effective financial control
 Carry out accurate approvals of invoice payment authorizations, payment vouchers, cheques, bank instructions and other related financial documentation in order to facilitate timely processing of payments as per defined policies & procedures.
Risk Management
 Understand and mitigate key elements of the company's risk profile
 Monitor all open legal issues involving the company and legal issues affecting the companies.
 Construct and monitor reliable control systems
 Maintain appropriate insurance coverage
 Ensure that the company complies with all legal and regulatory requirements
 Ensure that record keeping meets the requirements of auditors and government agencies
 Report risk issues to the audit committee of the board of directors
 Maintain relations with external auditors and investigate their findings and recommendations
Third Parties
 Participate in conference calls with the investment community
 Maintain banking relationships
 Represent the company with investment bankers and investors

Financial Consultant at TAHADDI LEBANON.ORG (NGO)

• Lebanon - Beirut
• February 2013 to June 2014

Financial consultant

General Manager at ARMAL

• Lebanon - Beirut
• January 2003 to May 2012

2003-2012 General Manager
• Managing, establishing and Systematizing operations by developing, Training, Preventative Maintenance, and Standard accounting, payroll, and stock manuals.
• Planning, budgeting, Forecasting and analyzing company performance &operations.
• Preparing yearly business plan, action plan and Feasibility Studies.
• Preparing costing system that help manage costs & price the products & services
• Operating in a complex business environment, balancing processes, customer needs, vendors& performance outcomes.
• Maintaining administration and relevant reporting and planning systems in order &issue timely management & statistical reports
• Preparing Shareholders and Board of Directors audit report
* Accounting and Financial Department
• Reviewing inter-company transaction
• Supervising costs and overheads, and all factors affecting the profitable performance
• Supervising collection systems of co.procedures and policies, with staff and customer safety as the uppermost priority
• Product management, including ordering, receiving, price changes, and handling damaged products
• Managing profit and loss, facility management, safety and security, loss prevention
* Sales Department
• Managing the sale engaged in selling a general line of merchandise ensuring that sales goals are achieved
• Managing selling and customer service activities and staff competence in these areas, so as to optimize and sustain sales performance, profitability and customer satisfaction
* Human Resource Department
• Conducting interviewing, Hiring &selecting process for all job applicants for GNC's, Preparing Co.organization structure & job descriptions
• Providing the proper learning &development program
* Marketing Department
• Implementing all marketing activities according to agreed budgets in order to sustain market leadership and secure healthy growth rates
• Preparing articles published in magazines& translating catalogs

Visiting NBTY'S Manufacture at NBTY Inc

• United States
• January 2004 to December 2004

* 2004 -NBTY Inc. New York USA NBTY is a leading global vertically integrated manufacturer, marketer and distributor of a broad line of high-quality, value-priced nutritional supplements in the United States and throughout the world.
Attending the Natural Products Expo in order to appreciate the market efforts for the new products as well as fuller discussions on products on promotion and thereafter an educational tour of four facility in New York.
Visiting NBTY'S Manufacture, pacing by all stages of the manufacturing process, Manufacturing, Packaging, Warehousing, and Retail Operations Product Development, Quality Control and Legal
*Sept 2002 The Arab international Alternative Medicine and Symposium and Exhibition.
*Oct 2007 AUB Regional and international experts gathered for a conference which focused on eating disorders, obesity, common hidden deficiencies, and innovative management and intervention approaches for children and adolescents (organized by Nahla Hwalla, president of LANFS and dean of AUB's Faculty of Agricultural and Food Sciences)

chief accountant at ARMAL -GNC

• Lebanon - Beirut
• August 2000 to May 2003

• Preparing of month-end closing journal entries
• Perform Bank Reconciliation.
• Fixed Assets Handling
• Payroll Processing
• Purchases and liabilities Recording and controlling
• Revenues and Sales Recording
• Logistics, Purchase and warehouse department
• Supervising all stock movement activities: in/out, transfer, sales etc and responsible of company and showrooms stock in a way to eliminate stock shortage and perform stock replenishment in an efficient manner and on due time.
• Preparing of Value Added Tax Forms and Reports
• Preparing of Income Tax returns Forms and Reports
• Preparing monthly financial statements and forecasting reports.
• Evaluating the company's financial positioning through analysis of monthly income statements, expense reports and quarterly revenue
• Supervising annual internal audits to ensure compliance
• Developing and implement a rigorous auditing program to verify implementation of controls in an environment where potential losses of company money have occurred
• Supervising and maintain effectiveness of software program Back office and POS system other essential in company systems and I keep up-to-date with new software on the market.

Dr.Riad Arnaout Associate at Accounting and Auditing

• Egypt
• January 2000 to December 2000

* 2000 -Dr.Riad Arnaout Associate, 3 months training Accounting and Auditing

ACOUNTANT at RED SHOES

• Lebanon - Beirut
• July 1999 to July 2000

* RED SHOES (1999) President (Mr. Najib el khatib)
Worked in accounting department included preparation of journal vouchers, payment and receipt vouchers, reconciliation with banks, suppliers and clients, Preparing and invoicing retail sales, costing and pricing

Accountant at Acemco

• Lebanon - Beirut
• June 1998 to June 1999

* ACEMCO (1998-1999) President (Mrs Souha Hakim)
Worked in accounting department included preparation of journal vouchers, payment and receipt vouchers, reconciliation with banks, suppliers and clients.

accountant at FARESS CO. FOR AUDIT President (Mr. Lameh Faress)

• Lebanon - Beirut
• June 1987 to June 1988

* Auditing companies and preparing financial statements (income statements, balance sheet, and income taxes )