Maria Adriana Miu, Branch Management Officer

Maria Adriana Miu

Branch Management Officer

CAR Sud-Est Financial Co., Bucharest, Romania

Location
Romania
Education
Diploma, Banks Finances
Experience
9 years, 9 Months

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Work Experience

Total years of experience :9 years, 9 Months

Branch Management Officer at CAR Sud-Est Financial Co., Bucharest, Romania
  • Romania
  • March 2012 to May 2014

Responsible for the day to day management and business growth of the branch. Responsible for compliance, regulatory and administrative issues alongside managing a set of personal clients.
Serve as Financial Advisor to personal clients whilst managing branch management responsibilities. Responsible for the financial results of my area and ensures effective cost and risk management. Coach all team members and ensure appropriate training and development measures using results-oriented measurement and full transparency in communication.
Attract and recruit skilled and talented employees, coach and develop existing talent and retain them by creating
loyalty to the company.
Manage and resolve issues, including those that are financial, reputational, compliance, supervisory, operational and HR Governance risks . Maximizes existing relationships and efficiently leverages external and internal partners.

Mortgage Analyst at Alpha Bank S.A., Bucharest, Romania
  • Romania
  • November 2007 to March 2012

Responsible for analyzing financial and supporting documents on incoming applications consistent with internal and insurer policies. Evaluate property values based on appraised market prices and recommend or deny mortgages to clients after examining financial status.

Card Sales Officer at TBI CREDIT IFN SA, Bucharest, Romania
  • Romania
  • September 2005 to November 2007

consulting sales, contract drafting, internal norms expert, documentation analysis and approval.

Consulting sales - Credits at Citibank, Bucharest, Romania
  • Romania
  • September 2004 to September 2005

personal loans sales, client financial appraisals, CRM

Education

Diploma, Banks Finances
  • at Romanian Banking Institute
  • January 2008

Master / Postuniversitary degree Romanian Banking Institute (2007 - 2008), Bucharest, Romania Major: Banks Finances

Bachelor's degree, Management
  • at A.S.E. Economic Studies Academy
  • January 2006

A.S.E. Economic Studies Academy - Management Section (2002 - 2006), Bsc. BUCURESTI

Specialties & Skills

Strategic Thinking
Adaptability
Eye For Detail
Time Management
Collaborative Problem Solving
time management
BANKING
BUSINESS DEVELOPMENT
CLIENTS
DOCUMENTATION
MORTGAGE
Highly ethical
Ability to multitask and work under pressure
Passion for real estate combined with an understanding of financial and statement analysis
Detail oriented
Microsoft Office
Carried out lending reviews for over -1 million euro - in accordance with bank policy and guideline
ERP Systems (Charisma Enterprise)
Leadership

Languages

English
Intermediate
French
Beginner
Romanian
Expert
Spanish
Beginner

Training and Certifications

Cambridge Institute - English Medium level course (Training)
Training Institute:
Cambridge Institute
HR - Wage Inspector (Training)
Training Institute:
Absolute School
Date Attended:
January 2014
HR - Inspector Course (Training)
Training Institute:
Absolute School
Date Attended:
January 2013

Hobbies

  • Cooking
  • cycling
  • reading