Max Michael Fuentes Milstein

- Led full financial operations across UAE, KSA and Japan with consolidated reporting to Spain HQ — covering budgeting, cashflow forecasting, treasury, accounts payable and receivable.
- Key Achievement: Recovered €3 million from the Japanese Tax Authority
- Directed a forensic five-year audit of the Japanese subsidiary, uncovering material discrepancies between fiscal and in-house accounting systems, resulting in a full €3M recovery from the Federal Tax Authority.
- Managed complex international tax matters across Spain, UAE, KSA and Japan, including Double Tax Agreement (DTA) analysis and full IFRS compliance across all entities.
- Oversaw construction loans, letters of credit, bank guarantees, and relationships with major regional and international financial institutions.
- Designed and implemented a new consolidated monthly reporting framework, aligning Japan, UAE and KSA outputs for HQ — significantly improving accuracy and turnaround time.
- Introduced a new ERP-integrated accounting system with revised procurement procedures, strengthening internal controls across the region.
- Served as Acting Regional Compliance Officer, overseeing regulatory adherence across multiple jurisdictions.
- Coordinated external audits with Big 4 firms across all regional entities.

- Served as Board Member and primary relationship manager with banks, shareholders and private equity investors across multiple active real estate projects.
- Built and maintained financial models for FP&A, scenario planning, P&L forecasting and new project evaluation.
- Led end-to-end ERP implementation, including cost code architecture, budget mapping and user rollout.
- Managed construction loans and heavy equipment leasing, optimising capital structure across the project portfolio.

- Structured and executed the securitisation of a USD 5 million loan portfolio, expanding the company's access to institutional capital.
- Steered the team through the company's first external risk rating process, achieving a formal score from HR Ratings.
- Developed financial models for portfolio analysis, FP&A and P&L forecasting; managed key relationships with shareholders and financing entities.

- Performed financial analysis and valuation for a 35-property acquisition portfolio, delivering investmentcommittee-ready modelling and recommendations.
- Managed credit facilities and bank relationships; produced monthly project status reports for senior leadership.

- Grew the credit portfolio by 200% without deteriorating debt service coverage ratios — achieved through disciplined origination and active lender relationship management.
- Established new treasury and cash management policies that materially improved liquidity visibility across the business.