Md. Mahmudur Rahman Suhel

Executive Officer at Bank Asia Limited

• Bangladesh - Sylhet
• My current job since June 2009

Present Job:
Executive Officer & Credit Risk Analyst: Bank Asia Limited. Sylhet Cluster.

(From September 15, 2019 to Current) Attached with CRM Department as a Credit Risk Analyst in Bank Asia Limited at Sylhet Cluster

1. Processing (Analysis and assessing) of credit proposals of CMSE, Retail and Agriculture credit portfolio of branch proposal under Sylhet Cluster towards identifying borrower's credit worthiness in the context of credit risk, Market risk, risk mitigation, coverage etc. and finally assess the credit requirement of the client.

2. Placing the Office Note before competent delegated authority of CRM Department of Sylhet Cluster for approval /decision with proper justification & recommendation along with required covenants.

3. Issuance of sanction advice to seven (07) Branches under Sylhet Cluster incorporating all appropriate terms & conditions, covenants as per bank's policy along with documentation checklist.

4. Regular visit to Business site & Collateral site visit (Existing & Proposed loan client). Making physical visit to approve the proposal and verification of all documents and information provided by the client.

5. Off site monitoring (overdue, classified accounts & expired non funded liability) to ensure good quality asset growth.

6. Letter sent to 07 branches under Sylhet Cluster regarding Improvement of overdue, SS & SMA accounts.

7. Assisting the Cluster Head of CRM as & when required i.e. preparing different reports (performance, monitoring, control, compliance), maintaining MIS database, preparing weekly minutes, maintaining all internal circulars and so on.

8. Assistance to Branch officials on proposal preparation, CMSE, CFC & SAMD on credit related issues ICRRS, policies, guidelines, and credit related issue.

9. Work closely with business units and involve in sales force training to reduce the processing time and declined file ratio.


Lecturer (Full Time), Dept. of Business Administration. (April 15, 2008 to June 10, 2009)
Employer: Sylhet International University Experience: 1 Year 2 Months
Major Responsibilities: Conducting courses in Under Graduate Program BBA Courses:
1. Introduction to Business. 2.Business Law, 3. Consumer Behavior, 4. Selling and Sales
Management, 5. International Marketing, 6.Entrepreneurship and Small Business Management
 Functioning as a Provost of the Sylhet International University Hostel.


Previous Job Experience:
Administrative Officer (Admin. & Accts.) From 17th June, 2007 to 13th April 2008
Employer: Sylhet International University, Experience: 10 Months.
Duties & Responsibilities: a) Responsible for Administrative work. b) Controlling & maintaining
financial operations, payroll data, expense accounting, deposits. c) Vouching of the University
bills & processing for payments. d) Controlling the salary disbursement & Banking liaison. e) Maintaining employee relations and handle their grievance, disciplinary action. f) Managing
regular accounting records & submits Data/Information to University Grants Commission.

Previous Job Experience:
Internship Experience: (From Jan 01, 2007 to April 04, 2007). Experience: 3 Months. Banking internship (Six Months) experience at Bank Asia Ltd. Sylhet Main Branch, Sylhet.