مصطفى دياربي

• Oversaw quarterly and annual financial statements and changes in financial position analysis.
• Issued periodic liquidity, stability, and performance reports for executive management.
• Coordinated with internal and external auditors to ensure compliance and timely closure.
Project Controls, Analytics & Funding Readiness
• Delivered monthly project-level P&L reports with variance analysis and cost-to-complete
projections.
• Conducted backlog analysis, revenue alignment, and project reconciliation.
• Evaluated cash-flow forecasts to ensure funding availability for ongoing and upcoming projects.

• Developing and analyzing financial models in order to evaluate opportunities and conduct valuations both at a project and overall fund level
• Conducting feasibility studies for new projects and evaluating cash flow to forecast and ensure funding from banks
• Preparing the financial component of feasibility studies while ensuring compliancy with the technical and marketing components
• Reviewing Oracle data to issue periodic reports appraising the company’s financial stability, liquidity, and growth
• Ensuring the timely generation of trial balances and the closing of general ledgers
• Performing quarterly and yearly balance sheets, income statements, and changes in the financial position analysis
• Creating monthly P&L reports for projects, and providing variance analysis for management review
• Coordinating with company’s internal and external auditors
• Providing support for annual plans, monthly forecasts, and performance reporting
• Coordinating with finance providers (both conventional and Islamic) on due diligence, terms sheet negotiations, and documentation
• Facilitating and managing relationships with banks and financial institutions, and ensuring the timely availability of financing for projects with the most competitive terms
• Ensuring compliancy on financial facilities and borrowings obtained
• Coordinating the drawdown/repayment formalities for debt facilities
• Managing all types of project financing including letters of credit, letters of guarantee, post finance, and bill discounting, ensuring compliancy with banking regulations and financial institution policies

Capital Structuring & Banking Strategy
• Built and managed high-level relationships with local and regional financial institutions.
• Expanded banking partners from 3 to 8 tier-1 institutions, diversifying credit exposure.
• Structured and negotiated corporate facilities, increasing limits from $25 million to $500 million.
• Led due diligence, term sheet negotiations, facility documentation, and drawdown/repayment
execution across conventional and Islamic finance.
Trade Finance & Project Funding
• Directed all project-level financing instruments including LCs, LGs, post-finance, and bill
discounting.
• Ensured full compliance with banking regulations, credit policies, and facility covenants.
Financial Governance, Reporting & Compliance
• Supervised ERP‑based general ledger closing and ensured timely generation of accurate trial
balances.

• Analyze complex financial data and extract and define relevant information; interpret data for the purpose of determining past financial performance and project in financial probability.
• Develop management and statistical reports.
• Develop and oversee the maintenance of budget monitoring systems.
• Develop complex financial reports for forecasting, trending, and results analysis.
• Analyze variation between current and expected results
• Perform fiscal year-end and fixed asset accounting as well as annual and mid-year budgets.
• Perform variance analysis, labor efficiency, cost estimates, budgets, standard updates, journal entries and account reconciliations.
• Prepare monthly financial statements, including distributing monthly revenue and expenditure reports to departments.
• Analyze and reconcile expenditure and revenue accounts
• Assist in the preparation of feasibility studies for several expansion projects in Saudi Arabia, Dubai and Qatar.

• Expansion Project Analytics: Supported regional corporate expansion initiatives into the Dubai and
Qatar markets by analyzing financial data and tracking capital expenditure requirements.
• Cost & Variance Tracking: Conducted detailed product cost estimations, labor efficiency tracking,
and manufacturing variance analysis to help identify cost-saving opportunities.
• Budgetary Monitoring: Maintained and updated internal budget monitoring templates to ensure
departmental expenditures remained aligned with approved corporate financial targets.

Teller:

• Participating and assisting in all the routines transactions conducted at the bank such as: cashing checks and making deposits, loan payments, and withdrawals…

Customers’ service:

• Participating in the presentation of the different types of bank accounts for the new customers.
• Participating in the presentation of Personal, House, Car and other available retail loans.
• Participating in the presentation of various types of credit cards.
• Helping the new applicants/customers filling their applications for new cards/Loans.

• Client Transaction Services: Assisted clients with routine retail transactions including check
cashing, deposits, loan payments, and withdrawals.
• Retail Product Support: Provided personalized customer service, presenting credit card options,
bank account structures, and available retail loan options (personal, home, and auto) to new
customers.

• Participating in determining the customers’ creditworthiness.
• Participating in the analyzing of Company’s financial documents and Projects’ forecast cash flow.
• Participating to the applying of risk assessment for the corporate clients.
• Participating in the presentation of documents to the Loan committee.
• Assisting the clients in the preparation of their credit applications.
• Helping new customers in the opening of new accounts and preparing the required papers for credit line’s activation.

• Participating in determining the customers’ creditworthiness.
• Participating in the analyzing of Company’s financial documents and Projects’ forecast cash flow.
• Participating to the applying of risk assessment for the corporate clients.
• Participating in the presentation of documents to the Loan committee.
• Assisting the clients in the preparation of their credit applications.
• Helping new customers in the opening of new accounts and preparing the required papers for credit line’s activation.

• Assisting in the posting of Purchasing, Selling and expenses transaction.
• Assisting in the reconciliation of daily checks statements and cashier.
• Assisting in the reconciliation of bank statements.
• Assisting in the preparation of the financial statement.

• Assisting in the posting of Purchasing, Selling and expenses transaction.
• Assisting in the reconciliation of daily checks statements and cashier.
• Assisting in the reconciliation of bank statements.
• Assisting in the preparation of the financial statement.