michael fares, customer  service

michael fares

customer service

Arab African International Bank

Location
Egypt - Asyut
Education
Bachelor's degree, Accounting
Experience
15 years, 3 Months

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Work Experience

Total years of experience :15 years, 3 Months

customer service at Arab African International Bank
  • Egypt - Asyut
  • My current job since November 2013

• Responsible of selling & promoting all retail products (Credit cards, Personal loans , Time deposits, Saving Certificates)
• Follow up the regularity of payment of credit cards & personal loans to take actions whenever needed.
• Prepare daily & monthly reports
• Delegated to replace the Branch Manager during his absence.
• Check & revise the branch's financial position and the work flow on daily basis.
• Check client's files account opening, credit cards, personal loans to confirm that all documents, collaterals and securities are obtained in compliance with bank's requirements.
• Handle customer complaints in order to direct them to the right channel and follow them up.
• Coordinate between front& back office to ensure the flow of work between both.
• Follow up cases presented to card center to monitor approval/ rejection cases & time span.

CUSTOMER SERVICE at Bank of Alexandria (
  • Egypt - Asyut
  • June 2012 to November 2013

• To deliver exceptional retail business performance through sales performance, excellent customer servicing, query resolution.
• Drive and deliver exceptional sales performance by identifying and meeting customer needs through selling & cross selling of Alex Bank Retail products & services.
• Receive customer complaints, record it and take all reasonable steps to resolve the complaint in the eyes of our customers.
• 80% of time is dedicated towards sales and 20% is towards servicing clients.
• Own and manage personal portfolio & sales targets to contribute towards the outlet sales objectives.
• Maintain sales performance statistics for management information usage.
• Own and manage customer queries and complaints by taking ownership and resolving in a timely manner.
• Deliver world class customer service practices and ensure adherence to Alex Bank Service standards
• Conduct sales calls meetings with potential clients and attend to client meetings to present bank products to enhance sales.
• Identify when & where to refer customers to an appropriate area of delivery for specialist sales help or advice if out of his/her scope. Otherwise act as the key point of contact for all retail customer needs.
• Pursue self-development to increase personal effectiveness, acknowledging strengths and areas for development.
• Agree performance development objectives with the team leader.
• Share knowledge experience and best practice with other team members.
• Providing product information, actively seeking to acquire, deepen, retain, and satisfy profitable relationships.
• Build effective relationships with branch staff and key support functions.

Direct Sales at BARCLAYS BANK
  • Egypt - Asyut
  • June 2009 to June 2012

sales, marketing and cs

sales at UCP (United Company for Pharmacists
  • Egypt - Asyut
  • January 2009 to July 2009

sales and cs

Education

Bachelor's degree, Accounting
  • at assiut university
  • July 2008

fair ( Accounting )

Specialties & Skills

Work in a team spirit
Creative.
Working Under Pressure
Communication Skills
Able to learn quickly
Ping, Football
• Self-Learning.

Languages

English
Expert

Training and Certifications

• MOS (Word, Excel& Power Point) (Certificate)
ICDL (Certificate)
Date Attended:
January 2009
Valid Until:
February 2009

Hobbies

  • Hobbies Sports : Ping, Football.
    Interests : Reading, Listening Music