MICHAEL PAA, Chief Valuation Engineer

MICHAEL PAA

Chief Valuation Engineer

Doha Bank

Location
Philippines
Education
Bachelor's degree, CIVIL ENGINEERING
Experience
16 years, 5 Months

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Work Experience

Total years of experience :16 years, 5 Months

Chief Valuation Engineer at Doha Bank
  • France
  • April 2007 to November 2012

Apr 2007 - Nov 2012 Doha Bank Doha, Qatar
Chief Valuation Engineer
- Responsible in the evaluation of all projects applied for financing.
- Assess and make recommendations as to the project feasibility.
- Make Site visits and prepares progress report for all bank financed projects.
- Conducts verification and prepares report and recommends the performance capability of all contractors involved.
- Attends meetings with consultants and project contractors to tackle problems of the project.
- Verifies and approves disbursement of payments (release of funds to the project) against work done to date.
- Responsible in the supervision of day to day activities of projects (bank-financed) from planning to handing- over. Acts as Project Consultant and Project Manager.
- Conducts valuation works / Appraisal for properties offered as collateral

Maintenance Engineer (for Post-Construction Maintenance)
- Coordinates with contractors, supervisors and technicians in the general upkeep of all bank properties/projects.
- Prepares and implements schedule for maintenance of machineries and equipments for regular preventive maintenance.

Chief Valuation Engineer at Doha Bank
  • Qatar - Doha
  • April 2007 to November 2012

- Responsible in the evaluation of all projects applied for financing.
- Assess and make recommendations as to the project feasibility.
- Make Site visits and prepares progress report for all bank financed projects.
- Conducts verification and prepares report and recommends the performance capability of all contractors involved.
- Attends meetings with consultants and project contractors to tackle problems of the project.
- Verifies and approves disbursement of payments (release of funds to the project) against work done to date.
- Responsible in the supervision of day to day activities of projects (bank-financed) from planning to handing- over. Acts as Project Consultant and Project Manager.
- Conducts valuation works / Appraisal for properties offered as collateral

Senior Appraiser/ Credit Specialist at World Partners Bank
  • December 2004 to April 2007

Dec 2004 - Apr 2007 World Partners Bank San Pedro, Laguna, Philippines
Senior Appraiser/ Credit Specialist
Conducts Appraisal Works which includes site inspection, verification and authentication of documents in relation to the offered collateral and rendering valuation to the property which serves as the basis of the management in determining the loan amount of the collateral. As a Credit Investigator, I conduct comprehensive background check, business verification, court case checking, and employment checking then renders recommendation as to the Credit Worthiness of the prospective borrower which will also serve as a major basis for the approval of any loan.

Production Operator at United Coconut Planters Bank
  • March 1994 to June 2000

- Production Operator
Mar 1994 - Jun 2000 United Coconut Planters Bank Makati, Philippines
Real Estate Appraiser
•Worked with United Coconut Planters Bank as an Appraiser, specializing in Real Estate Properties. As a real estate appraiser, it is my responsibility to inspect the properties offered as collateral by prospective borrowers, and to check the authenticity of pertinent documents of the property. (i.e. Title to the property, Tax Dec. Approved Plans, etc.) Valuation to the property was done using acceptable appraisal principles. Also with background in appraisal of Machineries, equipments and auto appraisal. As a Credit Evaluator, I conduct bank checking, business verification, personal/background investigation, Court case checking, etc. Conducts thorough verification on documents submitted by clients. Performs supervision on other C.I.'s and conducts liaison works from time to time.

Junior Site Engineer at North Eastern Construction
  • Philippines
  • February 1992 to March 1994

Feb 1992 - Mar 1994 North Eastern Construction Aparri, Cagayan, Philippines
Junior Site Engineer
- As a Junior Project Engineer, I was in-charge for a minimum of two projects at a time which include project supervision, manpower and equipment scheduling.
- Responsible in project implementation from start to hand over.

Skills: Proficient in Using MS Application (MS Word, Excel) . Excellent
In English Language both written and spoken.

Education

Bachelor's degree, CIVIL ENGINEERING
  • at LYCEUM OF APARRI, PHILIPPINES
  • March 1991

1991 Civil Engineer Professional Regulation Commission, Philippines Bottom of Form

Specialties & Skills

Project Appraisal
Site Supervision
Project Evaluation
Client Handling
People Management
APPRAISAL
APPRAISER
CLIENTS
DISBURSEMENT
ENGINEER
FEASIBILITY
INDUSTRIAL MACHINERY
LIAISON
MAINTENANCE

Languages

English
Expert
Tagalog
Beginner

Hobbies

  • Reading books, Habitual Gardener