Bayt.com

Submitting more applications increases your chances of landing a job.

Here’s how busy the average job seeker was last month:

Opportunities viewed

Applications submitted

Keep exploring and applying to maximize your chances!

Looking for employers with a proven track record of hiring women?

Click here to explore opportunities now!
We Value Your Feedback

You are invited to participate in a survey designed to help researchers understand how best to match workers to the types of jobs they are searching for

Would You Be Likely to Participate?

If selected, we will contact you via email with further instructions and details about your participation.

You will receive a $7 payout for answering the survey.


User unblocked successfully
Mohamad Bash, Product Owner

Mohamad Bash

Product Owner·Eurisko Company

Saudi Arabia

Bachelor's degree, law

Work experience

Total years of experience: 24 years, 9 months

Product Owner

December 2025 - Present

Eurisko Company

Beirut, Lebanon

December 2025 - Present

• Manage product backlog and prioritize features for the development team within an Agile/Scrum framework,
ensuring timely and high-quality delivery.
• Act as the voice of the customer, translating business goals into clear user stories, workflows, and
acceptance criteria.
• Lead the development of an Agentic AI (Generative AI) powered mobile app concept — a first-of-its-kind
product across the region.
• Write and refine product requirements, design screen flows, plan releases, coordinate sprints, and formally
accept deliverables.
• Make key product decisions that balance user needs, business objectives, and technical feasibility.
Company industry:
IT Services
Job role:
Information Technology

Special Project Manager

February 2023 - September 2025

Kuwait insurance company

Al Kuwait, Kuwait

February 2023 - September 2025

• Leading digital transformation project.
• Working on paperless project by digitizing existing company documents & reduce
printing papers.
• Working closely with business stakeholders to review existing business processes,
identify operational issues & propose changes to enhance customer experience &
operations by automating the applications for Policy, endorsement, claims processes.
• Propose Automated solution to generate policy
clauses/conditions/exclusions/warranties for marine cargo underwriting.
• Managing the company online channel project (Mobile app).
Managing the company policies and procedures.
Company industry:
Insurance & TPA
Job role:
Management

Product Manager -Consumer loans–National

December 2011 - November 2022

Bank of Kuwait,

Al Kuwait, Kuwait

December 2011 - November 2022

• Developing retail loan strategy & financial plan to increase profitability & maintain
market share.
• Developed new products & programs (Auto loans for employees & retirees, loans
against indemnity for expatriates, Privilege segment loan product, etc.)
• Initiate & implement many systems development related to Loans (Loan origination
system, automated workflow for family fund, loan migration to the new Bancs system,
new core banking system called Shorouq project, automating the collection system of
loan payment etc.)
• Managing the loan acquisition especially new customers through Buyout process
• Participate in initiating, implementing, and monitoring the yearly salary acquisition
campaign
• Initiate & implement many credit policy & programs changes by analysing the current
portfolio & exploring new business lines with high profitability and less risk.
• Initiate & implement many campaigns to motivate sales staff & increase income
(double incentive,
• cash prizes etc.)
• Daily monitoring of the retail loan business portfolio growth vs financial plan & taking
necessary actions & decisions to enhance sales or reduce cost & provisions.
• Management reporting related to loan business & portfolio growth.
• Initiate & implement many proactive retention programs (free of interest loan,
reduced interest, grace etc.)
• Conduct continuously many product knowledge training sessions to al sales
channels.
• Implement Digital services related to retail loans (online channels)
• Participate in implementing the new credit bureau system in Kuwait.
• Implement the loan origination system that include automating the loan process from
initiate till archive, automate the credit policies to provide upfront credit decision,
automate document generation & archiving, automate loan maintenance processes
(loan full & partial payment)
Company industry:
Banking
Job role:
Banking

Senior Credit Officer

October 2007 - November 2011

National Bank of Kuwait,

Al Kuwait, Kuwait

October 2007 - November 2011

• Analysing loan & credit card applications & taking credit decision.
• Implementing the credit facilities on system.
• Providing management with daily and weekly reports on loan application process.
• Assisted senior-level credit Managers with complex loan applications.
Company industry:
Banking
Job role:
Accounting and Auditing

Relationship Officer

September 2005 - September 2007

National Bank of Kuwait,

Al Kuwait, Kuwait

September 2005 - September 2007

• Building relationship with customers & providing banking advice.
• Sell & cross sell bank products related to loans, credit cards, opening accounts &
term deposits.
• Trained new employees on customer service policies and service level standards.
• Managed wide variety of customer service and administrative tasks to resolve
customer issues quickly and efficiently.
Company industry:
Banking
Job role:
Sales

Relationship Officer

May 2001 - August 2005

Gulf Bank of Kuwait,

Al Kuwait, Kuwait

May 2001 - August 2005

• Building relationship with customers & providing banking advice.
• Sell & cross sell bank products related to loans, credit cards, opening accounts &
term deposits.
• Achieved highest credit card sales across the bank in 2004.
• Tracked down sources of special products and services to meet customers special
needs. Informed customers about sales and promotions in a friendly and engaging
manner.
• Shared product knowledge with customers while making personal recommendations.
Company industry:
Banking
Job role:
Sales

Education

Beirut Arab University

January 1999

January 1999

Bachelor's degree, law

Lebanon

GPA (percentage): 64%

GPA (percentage): 64%

studied all laws
View attachment

Skills

Product Management
Expert
Product Management
Expert
Project Management
Expert
Project Management
Expert
Business Process Improvement
Expert
Business Process Improvement
Expert
Product Design
Expert
Product Design
Expert
Product Vision
Expert
Product Vision
Expert
operations
Expert
operations
Expert
AI fundamentals
Expert
AI fundamentals
Expert
ANTI MONEY LAUNDERING
Intermediate
ANTI MONEY LAUNDERING
Intermediate
PROJECT RISK MANAGEMENT
Intermediate
PROJECT RISK MANAGEMENT
Intermediate
CHANGE MANAGEMENT
Expert
CHANGE MANAGEMENT
Expert
NEW PRODUCT DEVELOPMENT
Expert
NEW PRODUCT DEVELOPMENT
Expert
PRODUCT MANAGEMENT
Expert
PRODUCT MANAGEMENT
Expert
Portfolio management
Expert
Portfolio management
Expert
RETAIL BANKING
Expert
RETAIL BANKING
Expert
PROJECT MANAGEMENT
Expert
PROJECT MANAGEMENT
Expert
MANAGEMENT
Expert
MANAGEMENT
Expert
BANKING
Expert
BANKING
Expert
Process improvement specialist
Expert
Process improvement specialist
Expert
Program Management
Intermediate
Program Management
Intermediate
Sales
Intermediate
Sales
Intermediate
Agile Project Management
Expert
Agile Project Management
Expert
Microsoft Office
Expert
Microsoft Office
Expert
Scrum
Intermediate
Scrum
Intermediate
JIRA
Intermediate
JIRA
Intermediate
Marketing
Intermediate
Marketing
Intermediate
Customer Service
Expert
Customer Service
Expert
Proposal Management
Expert
Proposal Management
Expert
Procurement
Expert
Procurement
Expert
IT Project Management
Expert
IT Project Management
Expert
Training
Intermediate
Training
Intermediate
Operation
Expert
Operation
Expert
Business Development
Intermediate
Business Development
Intermediate
Team Management
Expert
Team Management
Expert
Business Analysis
Expert
Business Analysis
Expert
Stakeholder Management
Expert
Stakeholder Management
Expert
Problem Solving
Expert
Problem Solving
Expert
Innovation
Expert
Innovation
Expert
Project Facilitation
Expert
Project Facilitation
Expert
Communications
Expert
Communications
Expert
ARTIFICIAL INTELLIGENCE
Intermediate
ARTIFICIAL INTELLIGENCE
Intermediate
AGILE SOFTWARE DEVELOPMENT
Intermediate
AGILE SOFTWARE DEVELOPMENT
Intermediate
AGILE PRODUCT DEVELOPMENT
Intermediate
AGILE PRODUCT DEVELOPMENT
Intermediate
DIGITAL BANKING
Intermediate
DIGITAL BANKING
Intermediate
ENTREPRENEURSHIP
Intermediate
ENTREPRENEURSHIP
Intermediate
AUTOMATION
Intermediate
AUTOMATION
Intermediate
CUSTOMER ENGAGEMENT
Intermediate
CUSTOMER ENGAGEMENT
Intermediate
DIGITAL PROJECT MANAGEMENT
Intermediate
DIGITAL PROJECT MANAGEMENT
Intermediate
DIGITAL TRANSFORMATION
Intermediate
DIGITAL TRANSFORMATION
Intermediate
MARKET SHARE
Intermediate
MARKET SHARE
Intermediate
STRATEGIC PLANNING
Intermediate
STRATEGIC PLANNING
Intermediate
TEAM LEADERSHIP
Intermediate
TEAM LEADERSHIP
Intermediate
CORE BANKING
Intermediate
CORE BANKING
Intermediate
INSURANCE POLICIES
Intermediate
INSURANCE POLICIES
Intermediate
LENDING PRODUCTS
Intermediate
LENDING PRODUCTS
Intermediate
PROCESS IMPROVEMENT
Intermediate
PROCESS IMPROVEMENT
Intermediate
LOANS
Intermediate
LOANS
Intermediate
SALES ENABLEMENT
Intermediate
SALES ENABLEMENT
Intermediate
STAKEHOLDER ENGAGEMENT
Intermediate
STAKEHOLDER ENGAGEMENT
Intermediate
AUTOMOTIVE LOANS
Intermediate
AUTOMOTIVE LOANS
Intermediate
FINANCIAL SERVICES
Intermediate
FINANCIAL SERVICES
Intermediate
LIFECYCLE MANAGEMENT
Intermediate
LIFECYCLE MANAGEMENT
Intermediate
REQUIREMENTS MANAGEMENT
Intermediate
REQUIREMENTS MANAGEMENT
Intermediate
AGILE METHODOLOGY
Intermediate
AGILE METHODOLOGY
Intermediate
FINANCIAL UNDERWRITING
Intermediate
FINANCIAL UNDERWRITING
Intermediate
OPERATIONAL EFFICIENCY
Intermediate
OPERATIONAL EFFICIENCY
Intermediate
REQUIREMENTS ANALYSIS
Intermediate
REQUIREMENTS ANALYSIS
Intermediate
RISK MANAGEMENT
Intermediate
RISK MANAGEMENT
Intermediate
WORKFLOW AUTOMATION
Intermediate
WORKFLOW AUTOMATION
Intermediate
COMPLIANCE AUDITING
Intermediate
COMPLIANCE AUDITING
Intermediate
RETAIL EXPERIENCE
Intermediate
RETAIL EXPERIENCE
Intermediate
BACKLOGS
Intermediate
BACKLOGS
Intermediate
CERTIFIED SCRUM MASTER
Intermediate
CERTIFIED SCRUM MASTER
Intermediate
USER STORY
Intermediate
USER STORY
Intermediate

Social profiles

Personal Website
Personal Website
linkedin.com/in/mohamad-bash

Languages

Arabic

Native Speaker

English

Expert

French

Beginner

Memberships

Project Management Institute

Certified Project Manager

January 2024

Training and Certifications

Certifications
Financial Accounting, Risk Management, Change Management, and Anti-Money Laundering (AML)
Middle Management Program
CII Level 3 Certificate in Insurance
Google AI Fundamentals Certificate
PMP – Project Management Professional
Anti-Money Laundering (AML)
Change Management
Risk Management
Financial Accounting
Middle Management Program
Google AI fundamentals
CII Level 3 Certificate in Insurance
PMP, Project Management Professional
Google AI fundamentals
Google
Jun 2026
Anti-Money Laundering (AML)
Change Management
Risk Management
Financial Accounting
Middle Management Program
CII Level 3 Certificate in Insurance
PMP, Project Management Professional
Change Management
Financial Accounting
Middle Management Program
CII Level 3 Certificate in Insurance
PMP, Project Management Professional
Anti-Money Laundering (AML)
Change Management
Financial Accounting
Middle Management Program
CII Level 3 Certificate in Insurance
PMP, Project Management Professional
Risk Management
Financial Accounting
CII Level 3 Certificate in Insurance
PMP® – Project Management Professional
financial accounting, Risk Management, Change Management, and AML courses
Additional training Courses in Middle management
DRI - Diplomain Risk and Insurance.
Cll Level 3 Certificate in Insurance
PMP - Project Management Professional
Adifional cerffications in Risk Management, Change Management, and AML.
DRI - Diplomain Risk and Insurance.
Cll Level 3 Certificate in Insurance
cerffications in Risk Management, Change Management, and AML.
Cll Level 3 Certificate in Insurance
PMP - Project Management Professional
PMP
Jun 2025
Show credentials
Cert CII
Jan 2024
Diploma in Risk and insurance
Aug 2024
Middle management program
Risk Management certificate
Project management professional Course-BTC
Anti-money laundry course
Change Management Practitioner certificate-APMG
Financial accounting certificate-Institute

Hobbies and interests

football