Mohammad Mozammel Haq  ACMA, EO & Manager, Internal Audit

Mohammad Mozammel Haq ACMA

EO & Manager, Internal Audit

Prime Bank Ltd

Location
Bangladesh
Education
Master's degree, Accounting and Information Systems
Experience
13 years, 4 Months

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Work Experience

Total years of experience :13 years, 4 Months

EO & Manager, Internal Audit at Prime Bank Ltd
  • Bangladesh
  • My current job since May 2017

1) Reviewing branch/divisional financial Performance while auditing in the branch/division.
2) Guiding of preparation of annual comprehensive budget including with a synopsis on different segments i.e. income, expenditure, deposit, advance, foreign trade and remittance business.
3) Responsible for monitoring calculation of tax on charges, fees & commissions from all general banking, credit & foreign exchange banking operational services and source tax from export proceeds with subsequent transfer to government revenue accounts through head office central account.
4) Auditing Work order finance, project finance, working capital facilities & trade finance files etc.
5) Providing status and reports of audits to internal stakeholders.

Internal Auditor ( Senior Officer) at Bank Asia Ltd
  • Bangladesh
  • February 2016 to May 2017

1) Reviewing yearly comprehensive budget including commission, service charge, processing fee and other supplementary income from non-funded business like Letter of credit, bank guarantee, export bill forwarding and acceptance, and from other banking services; administrative and operating expenditure i.e. salary & allowances, rent, rates & taxes, insurance, depreciation, utilities, printing & stationery, repair & maintenance and other related expenses to get operating profit of the branch/division.
2) Reconciliation of Inter branch balance.
3) Reviewing project appraisal (IRR, Payback period, Break-even point, NPV sensitivity analysis) of proposed project to evaluate profitability; industry analysis (local & global trend, demand-supply gap in the sector, industry statistics in the country, approximate yearly turnover etc.) to check viability.
4) Auditing project finance, working capital facilities, export finance & Import finance files etc.
5) Providing status and reports of audits to internal stakeholders.

Finance Analyst ( Executive Officer) at National Bank Ltd
  • Bangladesh
  • July 2011 to February 2016

1) Preparing yearly strategic business plan to attain optimal advance mix/credit portfolio for the forthcoming year with focus on profit maximization, pricing of products and services, risk parameters of industries and client’s business.
2) Reviewing and analyzing monthly business performance variance report and setting appropriate action plan accordingly.
3) Forecasting different types of loan and deposit positions on the basis of market scenario, business territory, economic condition, market reputation of the bank, money market, and government fiscal policy so that estimated interest income and interest expense were forecasted properly.
4) Appraising several projects to make capital financing for establishing industry using NPV, payback period & IRR technique.
5) Appraising working capital loan, Import finance & export finance.

Credit Support Executive ( third party contract) at Standard Chartered bank
  • Bangladesh
  • August 2009 to January 2010

1) Financial Statement Analysis, Ratio Analysis and Security analysis of loan applicant of auto loan & Home loan.
2) Managing diversified credit portfolio, monitoring clients’ business transactions and maintaining proper records of loan documents including appropriate insurance coverage.
3) Forecasting different types of loan and deposit positions on the basis of market scenario, business territory, economic condition, market reputation of the bank, money market, and government fiscal policy so that estimated interest income and interest expense were forecasted properly.
4) Assessing estimated cost of construction and calculate required finance for proposed home loan.

Education

Master's degree, Accounting and Information Systems
  • at University of Dhaka
  • December 2009

University of Dhaka known as the best University in Bangladesh. Accounting and Information Systems Dept is the most demanding department in the university.

Bachelor's degree, Accounting and Information Systems
  • at University of Dhaka
  • December 2008

University of Dhaka known as the best University in Bangladesh. Accounting and Information Systems Dept is the most demanding department in the university.

Specialties & Skills

Accounting
Finance
Financial Forecasting
Auditing
Financial Statement Analysis
Accounting
Budgeting
Financial Analysis
Strong computer skillset, in particular with MS Outlook, Word, Excel , PowerPoint & internet

Social Profiles

Personal Website
Personal Website

URL removed due to policy violation. Please contact support for further information.

Languages

English
Expert
Bengali
Expert

Memberships

Chartered Institute of Management Accountants, UK
  • Associate
  • February 2018
Chartered Global Management Accountant
  • Associate
  • February 2018
CPA, Australia
  • Associate
  • April 2018

Training and Certifications

Xero- Accounting Software (Training)
Training Institute:
Codertrust Bangladesh
Quickbook Accounting Software (Training)
Training Institute:
Codertrust Bangladesh

Hobbies

  • Watching cricket, movies