Mohammed AL-Agrami, Credit Sales Officer

Mohammed AL-Agrami

Credit Sales Officer

Boubyan Bank

Location
Kuwait
Education
Bachelor's degree, Finance and Banking
Experience
19 years, 0 Months

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Work Experience

Total years of experience :19 years, 0 Months

Credit Sales Officer at Boubyan Bank
  • Kuwait - Hawali
  • My current job since February 2009

• Providing Financial services and solutions for customers, specializing in auto finance.

• Giving credit approvals for the financial transactions of all types.

• Making decisions on credit applications for individuals. Promoting bank services to clients. Analyzing clients financial statements.And giving approval for loans and financing cars.

• Responsible for the growth of duty free sales through promoting and direct customer contracts.

• Identify and assist customer needs and selection through wide range of product with different culture profiles.

• Training new staffs in all bank procedures, software and how to deal with customer requirements in order to provide excellent customer service.

Finance Service Representative at Yusuf A. Alghanim & Sons W.I.I.
  • Kuwait
  • May 2005 to January 2009

•Credit Officer ( May 2005 till May 2007 )
•Supervisor ( May 2007 till present )

Job Description:

As a credit officer:

1.Dealing with Clients and provide them with the necessary information about their transactions.
2.Handling Credit line and installments transactions.
3.Process transactions for approval by the terminals.
4.Handling the Pricing, interests, refunds, exceptions...etc according to company’s policies.

As a supervisor:

1.Giving the approval for the credit transactions of Electronics, Furniture, Textile, Home Accessories, Alghanim Employee's and Gulf Bank Employee's.
2.Following up The Market & Studying the Strategy of the Competitors.
3.High Experience of Customer Services & Handling.
4.Excellent knowledge with tasks of Credit Collection, Banks
Transactions, Insurance and Cars (Sales & Renting)
5.Presenting credit coordinator for the showroom, between the
credit management & the electronics showroom supervisor.
6.Improving the credit Sales in showroom.
7.Minimizing the cycle time of credit customer service & giving approvals.
8.Helpful Manor to attract the customers for credit using the excellent services skills and having the team work soul.
9.Reporting the status of sales to head office.
10.Solving all the problems that occurred with the credit customers, and give them Good impression about the credit at my company.
11.A Leader and controller of the credit team.
12.Handling the Pricing, interests, refunds, exceptions...etc according to company’s policies.

Education

Bachelor's degree, Finance and Banking
  • at Petra Universuty
  • June 2004
High school or equivalent,
  • at Al-wataniya school
  • June 1998

Specialties & Skills

Microsoft Office
Microsoft Excel
Microsoft Office Applications,MS Word, Excel, Access
Internet Applications, Business Emails, Business Reports

Languages

Arabic
Expert
English
Expert