Credit Specialist - Large Corporate
Al Rajhi Bank
Total years of experience :10 years, 1 Months
• Reviews Credit Applications (CAs) submitted by Corporate Group, verifies contents for accuracy & evaluates relevant credit risks & makes the appropriate amendments to mitigate these risks.
• Validates clients’ internal rating submitted by business on rating system & makes appropriate amendments.
• Investigates and analyses credit data and financial statements to determine degree of risk regarding the extension of credit
• Makes appropriate credit recommendations/ approvals & makes sure that all key risks are clearly highlighted within mitigations.
Evaluating financial reports, such as income statements, cash flow statements and balance sheets, and determining how a company’s finances will impact business operations. Also assist with the new business process and working with Finance and Business Managers, analyze data to ensure proper accounting procedures have been followed, and researching and analyzing industries, companies, historical financial statements and projecting financial information.
This Master degree equips me with deep understanding of Risk Management techniques including risk identification, assessment, mitigation, control, monitoring and risk transfer (insurance). Core courses: • Risk Management and Insurance • Corporate Governance • Risk Tools • Risk Financing and Treasury Management • Legal Risk Analysis • Strategic Management • Operation Management • Data Analysis and Decision Making
This degree emphasizes the financial analysis and management side of economics and business administration, and therefore equips me with advanced skills in financial analysis, management, and forecasting skills. Core Courses: • Microeconomics • Macroeconomics • International Trade • Public Finance • International Finance • Management of Financial Institutions