Mufaddal Barudwala

• Manage a portfolio of 100+ high-risk merchant accounts, ensuring strict adherence to KYC/AML
frameworks and continuous transaction monitoring to mitigate fraud exposure across fintech
and gaming segments.
• Oversee reconciliation of 100, 000+ daily transactions across gaming and forex platforms,
ensuring data accuracy, timely identification of discrepancies and integrity of financial records.
• Lead onboarding of 10-20 merchants monthly, performing due diligence and ensuring
compliance with standards to enable risk-controlled activation.
• Manage daily merchant settlements exceeding AED 1M, ensuring accurate and timely fund
disbursement, alignment with reconciliation processes & resolution of settlement discrepancies.
• Conduct real-time transaction monitoring to identify anomalies and suspicious patterns,
strengthening fraud prevention controls and minimizing risks.
• Collaborate with finance, compliance, and technology teams to resolve operational issues,
maintain documentation, and support internal and external audits.
• Strengthen KYC/AML frameworks and compliance policies in alignment with evolving regulatory
requirements and fintech industry standards.
• Optimize settlement cycles and fund flow mechanisms to improve liquidity management and
reduce settlement-related risks.
• Enhance internal control frameworks and audit readiness by strengthening documentation,
governance practices, and compliance oversight.
• Lead team of operations and reconciliation analysts, driving productivity, and adherence to SLAs
while strengthening team capability & domain expertise.
• Establish performance governance frameworks, including KPIs and dashboards, to monitor
efficiency, reconciliation accuracy and adherence across workflows.

• Drove lead generation initiatives by identifying and acquiring new clients for WPS solutions,
contributing to revenue growth and portfolio expansion.
• Managed end-to-end client relationships, ensuring strong stakeholder engagement, timely issue
resolution, and sustained client retention.
• Conducted market and competitor analysis to support sales strategy development and identify
growth opportunities.
• Collaborated with internal teams to achieve revenue targets while enabling cross-selling and
upselling across fintech product offerings.
• Prepared MIS reports, maintained accurate documentation, and ensured alignment with
regulatory and operational compliance requirements.

• Managed day-to-day accounting entries within the general ledger, ensuring accuracy,
completeness, and structured financial record-keeping.
• Oversaw accounts payable and receivable processes, including invoicing, collections, and
payment processing to support effective cash flow management.
• Supported preparation of financial statements and related documentation, ensuring compliance
with accounting standards and reporting accuracy.
• Performed bank and financial reconciliations, managed multi-mode payment collections, and
maintained accurate books of accounts.
• Ensured adherence to financial policies while identifying opportunities to improve accounting
processes and reporting efficiency.