Manager (Training, Research & Development)
MASHREQ
Total years of experience :18 years, 4 Months
Formulation of strategy, planning, and revamping the training dynamics. Design the methodology and training patterns. The guidelines, directives, regulations, and recommendations are functionalized and communicated effectively within the organization. To liaise, and collaborate with team members/ Division Head enabling them to timely action the requirements in the wake of training and development. Identifying future training needs and producing a prospectus to facilitate strategic training to staff members based on the organization’s goals. Actively seek current training methods and best practices to facilitate training staff. Ensures that training materials and programs are current, accurate, and effective. Undertake and organize the theoretical, empirical, and applied research to devise models and systems for the application of Shari‘ah in Islamic economics, Islamic banking, and finance in the wake of socioeconomic development.
The core responsibilities include, monitoring of transactions related to Corporate /SME customers including Lahore and other assigned regions. Finalizing process flows after detailed meeting with customers and relationship managers under the essence of Shariah rulings. Vetting of guarantees, financial and security agreements etc. Product structuring and designing of transactions. Off and on visits /inspections to customers’ warehouses and stocks etc. Co-ordinate with Shariah Compliance Department, Head Office, Karachi in all Shariah related issues and surprise visits in branches to check compliance level. Training to bank’s staff and arrangements of banks’ seminars on Islamic Banking in different regions and cities. Moreover, manual /product development is another responsibility of my job discipline.
Handling of all trade finance related matters of Trade Finance-Hub, Lahore having responsibilities like interactions with Corporate /SME and Commercial customers. Dealings of all other foreign trade department matters & queries from Head Office, Karachi and foreign banks. Trainings to staff of Islamic banking products (Assets and Liabilities)
Officiated Foreign Exchange Department, Timber Market Branch, Lahore-Pakistan for year 2006 -2008 (2 & 1/2 years (Approx.)).
• Singly Handled Trade Business more than worth PKR. 1.40 billions during year 2008 (latest by August, 2008.) which was envisaged PKR. 1.50 billions that year.
• Handled Trade Business worth PKR. 1.20 billion during year 2007 of the branch which was envisaged PKR. 1.00 billion that year.
• Handled foreign currency accounts.
• Handled substantial export cases during year 2006-2008.
• Reporting to our Head Office and State Bank of Pakistan dealing all other Foreign Trade Department matters & queries from local LC Center and foreign banks were the prime responsibilities.
Credit Department
Also worked for credit department as a full time back-up of officiating manager at Timber Market Branch, Lahore for year 2006 to 2008 (2 & ½ years (Approx.)).
• Monitoring of Branch total advances more than worth PKR. 400 millions during year 2008 (latest by August, 2008) of which 85% were utilized.
• Have experience to format and present various type of advance cases of SME’s, corporate & commercial based.
• Besides, I have full experience of controlling risk exposure level of fund and non- fund based facilities. Some other relevant work to credit department like e-CIB, reporting to Head Office, Karachi, custody of Legal and Valuable Documents of customer etc.
Worked as Support Analyst in Credit Card Center (Head Office) Lahore.
• Analyzed consumer card financing.
Dealt with other Card Finance matters regarding financing etc.
CONTINUED
Research Topic: Determinants of profitability of Islamic banks; some empirical evidences from Pakistan.
Research Work: “PATTERNS OF FOREIGN EXCHANGE RATES AND DETERMINANTS OF FOREIGN EXCHANGE RATE IN PAKISTAN”
PGD (Applied Economics) 2ND POSITION