Muhammad Salah, banking consultant & financial consultant

Muhammad Salah

banking consultant & financial consultant

freelance

Location
Saudi Arabia - Riyadh
Education
Bachelor's degree, Accounting
Experience
18 years, 8 Months

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Work Experience

Total years of experience :18 years, 8 Months

banking consultant & financial consultant at freelance
  • Saudi Arabia - Riyadh
  • My current job since January 2024

• Spearheaded comprehensive financial analysis and corporate evaluations to drive strategic decision-making. • Expertly crafted and managed budgets, ensuring alignment with business objectives and financial sustainability. • Developed robust financial models to simulate various scenarios and support long-term planning efforts. • Led restructuring initiatives, optimizing corporate structure for enhanced efficiency and performance. • Championed business development, identifying growth opportunities and fostering startup consultancy for successful launches. • Executed financial analysis & modeling • Led corporate financial evaluations • Managed budgeting & business plans • Drove startups & restructuring growth

مدير منطقة at MNTHALAN
  • Egypt - Ismailia
  • February 2023 to December 2023

Manager of Suez Canal Region
Responsible for directing, coordinating, and planning the activities of the SMEs Unit.
Develop branch’s corporate credit business plan for both current and prospective commercial customers to meet the branch general action-plan.
Managing the hub personnel (15 employee)
Reporting to top management for commercial and sales activities
Follow up the application of organization’s mission and vision

CEO at Wealth Grid
  • Egypt - Cairo
  • June 2021 to January 2023

Creating, communicating, and implementing the organization's vision, mission, and overall direction
Leading the development and implementation of the overall organization's strategy
Soliciting advice and guidance, when appropriate, from a Board of Directors
Formulating and implementing the strategic plan that guides the direction of the business or organization.
Overseeing the complete operation of an organization in accordance with the direction established in the strategic plans
Evaluating the success of the organization in reaching its goals
Looking at potential acquisitions or the sale of the company under circumstances that will enhance shareholder value
Representing the organization for civic and professional association responsibilities and activities in the local community, the state, and at the national level
Participating in industry-related events or associations that will enhance the CEO's leadership skills, the organization's reputation, and the organization's potential for success. .

Senior Relationship manager at Alex bank
  • Egypt - Ismailia
  • August 2018 to July 2021

Senior Relationship Manager for medium enterprises in canal area.

Deputy Manager of Ismailia Region
Responsible for directing, coordinating, and planning the activities of the medium enterprises Unit.
Utilize the resources of the Corporate Finance Unit effectively to increase the profitability of the branch within established policies and procedures.
Develop branch’s corporate credit business plan for both current and prospective commercial customers to meet the branch general action
plan.

Relationship Manager – Corp. Finance at Qnb Alahli
  • Egypt - Ismailia
  • March 2015 to July 2018

Responsible for directing, coordinating, and planning the activities of the Corporate Finance Unit.
Utilize the resources of the Corporate Finance Unit effectively to increase the profitability of the branch within established policies and procedures.
Develop branch’s corporate credit business plan for both current and prospective commercial customers to meet the branch general action plan

Relationship Executive – Corp. Finance at Qnb Alahli
  • Egypt - Ismailia
  • February 2008 to March 2015

Marketing and Sales - Indoors and Outdoors.
Receiving customer's requests of credit limits.
Studding all documents submitted by the customer.
Applying the required Financial Analysis.
Appling the credit approval and follow up settlements process.
Reporting monthly to the Head Office and Central Bank

Credit Officer at Suez canal bank
  • Egypt - Ismailia
  • December 2006 to February 2008

Receiving customers' requests of credit limits.
Studding all documents submitted by the customer.
Appling the credit approval and follow up settlements process.
Reporting monthly to the Head Office and Central Bank.
Attending legal cases in the Experts Office of Ismailia.
Follow up bad and uncollectible debits and studding methods of collecting these debits.

Export Representative at LG electronics
  • Egypt - Ismailia
  • November 2005 to December 2006

Receiving customers’ orders and negotiate prices
Following the production process to insure delivery time
Booking vessels for completing exportation process
Follow up with customers to collect payments and insure safe delivery of TVs
Responsibility of arranging meetings and cross visits between the company and overseas customers
Financial analysis and reporting to the HQ in Korea

Education

Bachelor's degree, Accounting
  • at Suez Canal University
  • May 2005

Bachelor's degree in accounting English section faculty of commerce Suez Canal University

Specialties & Skills

SME management
Commercial Lending
Cash Flow Lending
Credit Risk
Financial Analysis
Communication
Presentation
Coordination
Negotiation
Motivation
business development
sales of financial services
planning
persuasive personality
opportunities evaluation
leadership
problem and conflict solving

Social Profiles

Personal Website
Personal Website

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Languages

Arabic
Native Speaker
English
Expert
French
Beginner
German
Beginner

Hobbies

  • سباق السيارات و الرالي
    هاوي
  • كرة القدم
    هاوي
  • الصيد البري و الرماية
    هاوي