MUHAMMAD TARIQ

• Managing a large Zonal sales force and ensuring 100% compliance with corporate and legal standards.
• Oversaw insurance portfolio expansion in the Multan Zone, achieving consistent annual targets.
• Handling internal compliance and ensuring operations align with Anti-Money Laundering (AML) regulations.

• Supervised Sales Officers and implemented performance-tracking systems, increasing productivity by 20%. Awarded

• Managed the PHS department, resolving complex client grievances and legal claims.

• Evaluated creditworthiness for micro-loans and managed a diverse portfolio of SME clients to ensure
sustainable business growth.
• Implemented effective recovery strategies to maintain a healthy loan portfolio and minimize financial risk for
the institution.
• Conducted detailed market assessments and field visits to identify potential borrowers and provide tailored
financial solutions.
• Facilitated financial inclusion by promoting microfinance products and educating clients on basic financial
management and debt servicing.

• Gained experience in branch banking, cash management, and customer relations.

Responsible for pharmaceutical sales strategies and territory management.