SENIOR MANAGER, ENTERPRISE RISK MANAGEMENT
Riyad Bank
مجموع سنوات الخبرة :24 years, 9 أشهر
(Riyad Bank is a tier 1 bank in KSA with operations in KSA, UK and Singapore)
•Implemented the "Risk Data Aggregation and Risk Reporting (BCBS-239) Program" and worked on streamlining the design & implementation of a sound risk data aggregation & risk reporting framework at the enterprise level.
•Aligned the overall business and operations strategy with the risks and performance of the bank.
•Integrated the risk, data management and technology teams to ensure that the bank consistently meets the information related requirements to provide state of the art approaches/tools and risk analytics to manage the enterprise risks.
•Contributed towards the development and refinement of Enterprise Data Warehouse to meet the requirements of Risk Data Aggregation and Risk Reporting (BCBS-239).
•Responsible for reviewing & validating Data Quality & Integrity, Data Governance, Data Architecture, and Metadata related tasks and assignments.
•Managed enterprise level 'Data Risk' to ensure the flow of high-quality data/information across the organization.
•Implemented the requirements of latest Enterprise Risk Management Framework by COSO (2017) and for this matter conducting reviews around corporate strategy, objectives and performance related areas for the deployment of ERM Risk & Reporting capabilities.
•Conducted enterprise-wide thematic risk assessments to provide portfolio view of risk through the Risk Profile and aligning it with the Risk Appetite Statement to work out advanced risk analytics for risk management and efective decision-making.
Extensively involved in assessing the bank's operational risks associated with the current level of compliance with SAMA's various banking rules and regulations. Managed the formulation of Operational Risk Appetite Statements covering all bank business lines. Managed and oversaw the implementation of the development of Operational Risk Stress Testing Scenarios and associated impact analyses.
•Updating of the bank's Operational Risk Register including identification of all applicable operational risks and controls. Developed Operational Risk Analytics for the quantification of operational risk in the form of operational risk severity ratings including control adequacy assessment of each identified risk. Managed the bank wide roll out of operational risk losses data collection. (BCBS-239)
•Helped in managing the identification, measurement, reporting & deployment of Key Risk Indicators (KRIs) covering all bank business lines in order to provide early warning alert capability & supervise the reporting of KRIs across all business areas of the bank.
•Facilitated the deployment and monitoring of Risk-Controls Self-Assessment (RCSA) including control testing.
•Facilitated the conducting anti-fraud related investigations and evaluations.
•Developed & implemented appropriate systems, policies, frameworks and procedures for the identification, collection and analysis of operational risk related information in line with industry best practice.
•Ensured timely delivery of regular monthly/quarterly reports on the operational risk profile of the Bank and its various contextual segments to the Board and the bank's Operational Risk Management and Compliance Committee (ORMCC).
•Facilitated Risk Assessment Workshops across all business units, processes, new and existing products and other business structures within the bank as requested and ensure that all identified risks are efectively mitigated and managed.
Lead a team of compliance monitoring oficers in domestic and overseas operations of the bank and assuring adequacy of the internal control environment and regulatory framework.
•Implementation of Compliance Risk & Assurance Methodology across the business lines and regularly conducting assessments of business lines.
•Conducting audits of Products, Processes and Systems to bring them in line with the changing regulatory environment to streamline the compliance risk management process.
•Responsible for devising and implementation of the Compliance Strategy along-with an action plan to improve the overall level of compliance monitoring and the risk management process.
•Conducted trainings to equip the staf with the latest regulatory/policy changes (ie AML/Sanctions, FATCA, DFA & EMIR etc.)
•Conducted risk-based reviews of implementation of PCI -DSS (Payment Card Industry-Data Security Standards)
(MCB BANK LTD. (MCB is a leading Pakistani bank with operations in Pakistan, Sri Lanka & Bahrain)
•Managed & supervised a team of business compliance oficers and local compliance oficers in regions.
•Responsible for the Compliance Management, AML/Sanctions and Corporate Governance related matters.
•Devised key compliance documents i.e. Compliance Policy, Compliance Program, Customer Due Diligence & Anti-Money Laundering Policy, Insider Trading Policy, Know Your Employee (KYE) Program, KYC Risk Assessment Program, Regulatory Compliance Matrices (RCMs), Compliance Framework.
•Review of all the bank-wide products/policies to align them with the regulatory requirements.
•Project management to facilitate the acquisition and implementation of Name Filtering, KYC/AML Solution and the conducting of the Gap Analysis Exercise between the Core Banking Solution & the KYC/AML Solution.
•Performed as member of MCB Strategy Development Team and contributed efectively towards the Organizational Strategy development and implementation. Participated in due diligence exercises for acquisition/merger of banks.