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Muhammad Noushad, Operational & Financial services Officer

Muhammad Noushad

Operational & Financial services Officer

BankIslami LTD

Location
United Arab Emirates
Education
Diploma, CA intermediate in progress
Experience
13 years, 4 Months

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Work Experience

Total years of experience :13 years, 4 Months

Operational & Financial services Officer at BankIslami LTD
  • Pakistan - Karachi
  • My current job since March 2016

All operational tasks including cash, Issuance, cancellation & balancing of pay orders, Demand Drafts,
 Administration of various Accounts including Individual/Partnership/Sole Proprietor Accounts,
and the approval of high risk account as per banking policies
 Deals in Home Remittance & Rectification of Branch audit report.
 Rectification of Branch audit report.
 Handling of Inward and Outward Clearing, Fund transfer, Intercity & OBC.
 Conducts Periodic Customer Due Diligence (CDD) reviews for SME’s or Individual Accounts for appropriate risk rating to mitigate Money Laundering, Fraud.
 Review the KYCs/profiles/documents of high risk customers
 Open investment accounts for the Takaful, Ijarah & House financing customers
 Process Dormant A/C activation, process stop payment of cheque requests
 Expertise in data cleansing and analysis.
 Manage Branch expenses and Prepare Trial Balance of branch on daily basis

Branch Operation Officer at meezanbank
  • Pakistan - Karachi
  • June 2012 to February 2016

Receive and pay out money. Keep records of money and negotiable instruments involved in a financial institution's various transactions.
 Deals in Remittance, Billing department, handling inward, outward, intercity clearing/collection instruments
 Process ATM card applications, Cheque Book requests.
 Processing Of Withholding Tax, Account-to-Account Transfer.
 Account opening in T-24 System in accordance with Compliance Department...
 Open and close investment account for the existing Almeezan customers
 Process entries for subscription and redemption in customer account
 Perform RTGS transactions into clients account
 Manage Branch expenses and Prepare Trial Balance of branch on daily basis

Assistant Accountant at Millenniums Education System
  • Pakistan - Karachi
  • January 2011 to May 2012

Job Profile : Review all invoices for appropriate documentation and assure approval prior to payment.
 Head Imprest accounts & Reconciliations
 Participate in the drafting, formalization and documentation of internal policies
 Adjustment against payments & Checking of validity of Bills against expenses
 Accounting for Acquisition and Restructuring related costs
 Experience in using SAP and other similar accounting systems
 Imprest Cash management, Handling & record keeping
 Pool Cars & Generator Log Books Supervision
 Oversaw Inventory, ordered new equipment, scheduled repairs for damaged furniture
 Prepare, review and submit annual budget for all campus
 Maintain Trial balance and Final accounts on monthly basis.

Education

Diploma, CA intermediate in progress
  • at ICAP
  • October 2016

 Passed CA foundation and attempted CA inter in autumn 2014

Master's degree, Master of Commerce
  • at Federal Urdu University of Arts, Science & Technology
  • March 2015
Bachelor's degree, B.COM
  • at Karachi University
  • December 2010

 Passed B.Com in year 2010 from GOVT. COLLEGE FORMEN

High school or equivalent, Intermediate(Pre-engineering)
  • at GOVT. DEHLI COLLEGE
  • August 2008

 Passed H.S.C in 2008 with Grade A from GOVT. DEHLI COLLEGE

High school or equivalent, Matric(Science)
  • at MALIK JAMAL HIGH SCHOOL
  • August 2006

 Passed S.S.C in 2006 with Grade A-1 from MALIK JAMAL HIGH SCHOOL

Specialties & Skills

Accounts Receivable
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Multi Site Operations
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Data Cleansing
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Customer Service
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Key Account Management
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Financial Reporting & Documentation
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Teaching
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Knowledge of IFRS & IAS
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Account Payable / Receivable & Fixed Assets
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Expert in Data Entry & Analysis
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Customer Service & Quality assurance
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Cash Management
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Multi-Site Operations Management
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Fund Management
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Languages

Urdu
Expert
English
Intermediate

Training and Certifications

Certification in Microsoft Office Suite & Advance Excel (Certificate)
Date Attended:
August 2011
Team Building and Management (Training)
Training Institute:
Meezan Bank
Date Attended:
May 2015
Duration:
10 hours
Islamic banking (Training)
Training Institute:
Meezan Bank
Date Attended:
June 2012
Duration:
40 hours
In-House Training on Temenos T24 (Banking Software) (Training)
Training Institute:
Meezan Bank Ltd
Date Attended:
June 2012
Duration:
30 hours

Hobbies

  • playing Cricket
  • Teaching