Muhammad Sadiq Yousuf, Assistant Manager

Muhammad Sadiq Yousuf

Assistant Manager

MCB Islamic Bank

البلد
باكستان - كراتشي
التعليم
ماجستير, Finance (ECA from University of Toronto)
الخبرات
9 years, 11 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :9 years, 11 أشهر

Assistant Manager في MCB Islamic Bank
  • باكستان - كراتشي
  • ديسمبر 2016 إلى ديسمبر 2016

 Administer of Finance and Compliance documentation and other loan related documentation; facilitate the legal documentation flow between external parties and Business desks.
 Responsible of Corporate & SME Credit Operations.
 Dealing with lawyer & other vendors for Mortgage related matters.
 Administer of customer information and data relating to credit agreements
 Reconciliation of cash accounts, resolving outstanding items in a timely manner of external vendors. Review and remediate breaks and other exceptions of corporate customers
 Ensure that the lines are made available & the facilities processed as per approvals
 Responsible for obtaining and maintaining the collateral coverage and other covenants as per the approval.
 Eliminate internal audit points.
 Perform any other job as requested by Management.

Assistant Manager-Credit Administration & Credit Control في Dubai Islamic Bank Pakistan Limited
  • باكستان - كراتشي
  • أغسطس 2008 إلى نوفمبر 2016

 Creation, Issuance & Monitoring of credit lines for Corporate/Commercial & SME(s) customers according to Credit Approvals in core banking system.
 Earmarking/Blocking and De-blocking of Financial Institutions treasury lines as per CRM approval in a separate treasury system.
 Generate overall lines for Fleet Financing in core banking system (Flexcube 6.3)
 Monitoring of Bank’s Treasury lines.
 Review Credit Proposals for update exceptions for required documents as per approval conditions.
 Creation of Agreements(Documentations) related to SME & commercial.
 Managing Client Information for timely preparation of overall Credit Information(CIB) data of corporate/commercial & SME(s) borrowers to Central Bank on monthly basis
 Ensure all policies and rules and regulation guidelines and practices are complied with before sending the data so Central Bank.
 Timely verifies invoices & payment of vendor’s bills & recovery from customers.
 Reconcile various GL Accounts.
 Responsible to assist business department to their quarries related to customers’ exceptions & deferrals.
 Prepare reply letters for financial institutions against their query related customers & vendors.
 Generate and review auditors’ letter of credit for customer’s 3rd Party Auditors.

General Banking Operations Officer في Bank AlFalah Limited
  • باكستان - كراتشي
  • فبراير 2007 إلى يوليو 2008

 Remittances (Local)
 Clearing of other Bank’s cheques.(Branch is Corporate status so there is more than 700 cheques to be processed on daily basis)
 Recovery of Bank service charges from customer’s accounts.
 Online transactions (Payment of Credit cards)
 Officiating Operations Manager.

الخلفية التعليمية

ماجستير, Finance (ECA from University of Toronto)
  • في Indus Institute of Higher Education
  • ديسمبر 2008

Major subjects: - Corporate Finance - Portfolio Management

Specialties & Skills

Accounting
Credit Administration
Banking Operations
Credit Operations
Customer Service
Corporate Finance
General Banking Operations
Credit Controller
Islamic Banking
Credit Risk Administration
Cash management

اللغات

الانجليزية
متمرّس
الأوردو
اللغة الأم

التدريب و الشهادات

AML (الشهادة)
تاريخ الدورة:
April 2010
صالحة لغاية:
April 2010

الهوايات

  • web browsing