Assistant Manager
MCB Islamic Bank
Total years of experience :9 years, 11 Months
Administer of Finance and Compliance documentation and other loan related documentation; facilitate the legal documentation flow between external parties and Business desks.
Responsible of Corporate & SME Credit Operations.
Dealing with lawyer & other vendors for Mortgage related matters.
Administer of customer information and data relating to credit agreements
Reconciliation of cash accounts, resolving outstanding items in a timely manner of external vendors. Review and remediate breaks and other exceptions of corporate customers
Ensure that the lines are made available & the facilities processed as per approvals
Responsible for obtaining and maintaining the collateral coverage and other covenants as per the approval.
Eliminate internal audit points.
Perform any other job as requested by Management.
Creation, Issuance & Monitoring of credit lines for Corporate/Commercial & SME(s) customers according to Credit Approvals in core banking system.
Earmarking/Blocking and De-blocking of Financial Institutions treasury lines as per CRM approval in a separate treasury system.
Generate overall lines for Fleet Financing in core banking system (Flexcube 6.3)
Monitoring of Bank’s Treasury lines.
Review Credit Proposals for update exceptions for required documents as per approval conditions.
Creation of Agreements(Documentations) related to SME & commercial.
Managing Client Information for timely preparation of overall Credit Information(CIB) data of corporate/commercial & SME(s) borrowers to Central Bank on monthly basis
Ensure all policies and rules and regulation guidelines and practices are complied with before sending the data so Central Bank.
Timely verifies invoices & payment of vendor’s bills & recovery from customers.
Reconcile various GL Accounts.
Responsible to assist business department to their quarries related to customers’ exceptions & deferrals.
Prepare reply letters for financial institutions against their query related customers & vendors.
Generate and review auditors’ letter of credit for customer’s 3rd Party Auditors.
Remittances (Local)
Clearing of other Bank’s cheques.(Branch is Corporate status so there is more than 700 cheques to be processed on daily basis)
Recovery of Bank service charges from customer’s accounts.
Online transactions (Payment of Credit cards)
Officiating Operations Manager.
Major subjects: - Corporate Finance - Portfolio Management