Financial Consultant
Nexus Insurance Brokers
مجموع سنوات الخبرة :28 years, 5 أشهر
Build and maintain client base, keeping current client plans up-to-date and recruiting new clients on an ongoing basis.
Explain and document for clients the types of services that are to be provided.
Help analyse the client’s current financial situation in order to design a financial plan.
Devise financial solution according to the client’s financial need.
Recommend and implement the plan.
Periodic service meetings with clients to collect premium payments and also to determine if there have been changes in their financial status or requirements.
Key Achievements:
Booked Life & Savings Business of Annual Premium USD 76, 000 in 2015, USD 85, 000 in year 2014 and USD 140, 000 in 2013.
Courses: Award in Financial Planning from the Chartered Insurance Institute UK.
MDM is a Marble mining and trading company. Responsible to investigate the economic conditions surrounding small business activity such as industry trends and competition.
Conducted extensive market research gathering information throughout the business life cycle.
Prepared detailed business plans and generated business by bringing in new clients.
Attended workshops, trade shows, and seminars to keep up-to-date on industry dynamics.
Plan and direct activities such as sales promotions, coordinating with other department heads as required.
Determine goods to be sold, and set prices and credit terms, based on forecasts of customer demand.
Locate, select, and procure merchandise for resale, representing management in purchase negotiations.
Key Achievements
Achieved target from local sale of stone & minerals of USD 760, 000 and export target of USD 1.5 million.
Responsible for developing business relationships.
Relationship Management & marketing of new assets/liabilities products. Extended financial advice based on client profile and requirements, regarding the bank’s products best suited to achieve their financial plans.
Profitably built and managing a portfolio of over Pak Rs.5 Billion (USD 50 million) of Public Sector Companies, Local Corporate Companies & Individual Customers.
Managing Credit portfolio comprising over prime local corporate clients with total fund based facilities of approximately Pak Rs. 50 million and non funds based facilities of approximately Pak Rupees 4.5 billion ( USD 45 million)
Managing credit and trade finance requirements of entire portfolio.
Handling Standby Letter of Credit of US Dollar 30 Million for Import of Crude Oil from Saudi Aramco every month.
Negotiated Export bills unto the tune of US Dollars 15 Million in 2003.
Ensured that premium service is extended to clients at all times in compliance with State Bank as well as internal policies and procedures.
Managed Money Laundering and KYC reporting of the branch and also responsible for branch’s compliance.
Key Achievements
Built a depository portfolio of over Pak Rs. 5 billion (USD 40 million) and total non fund based facility of Pak Rs. 8.6 Billion (USD 80 million).
Responsible for managing a portfolio of multi-national and local companies related to Deposits.
Imports; Manage credit and trade finance requirements.
Actively involved in new Business development in Leather, Textile, Hosiery and Consumer product Industries.
Managed an Import portfolio of Rs. 1 billion (USD 10 million), generating an income of approx. RS. 50 million per year (USD 5 million).
Key Achievements
Generated a deposit base of over 300 million Rupees ( USD 3 million) of corporate and individuals within a year.
Provided service to individuals and corporate and assisted in co-ordination of operations, which included bank transfers, term deposit issuance & encashment and collection services.
Cross-selling of the bank’s financial products to achieve organizations bottom line. Rotated in various banking departments to have a sound knowledge of retail banking operations.
In addition to servicing branch banking customers also mobilized deposit for the branch.