Retail Credit Review Department Manager
Bank of Jordan PCL
Total years of experience :22 years, 2 Months
May, 2012 - dec, 2014 Bank of Jordan PCL Amman - Jordan
Retail Credit Review Department Manager.
Review all decisions forwarded by the senior officer and give a finalized for each credit (the manager decision is the final one, the power to give any credit decision lies in the hands of the manager only)
Delegate with each senior officer for insuring that all application received within the credit review department to be finalized within the allocated time (given the fastest time for studying each application and insuring the highest quality of the study)
Monitor the retail portfolio and make necessary adjustment for any sector /sector that needs further analysis due to increased default ratios or any other reason that requires further scrutiny to that sector / company.
ادارة المحفظه الائتمانيه وضبط مخاطرها الى ادنى حد ممكن واتخاذ القرارات الائتمانيه المتعلقه بالموافقه او الاعتذار عن طلبات التمويل المرسله من فبل الفروع التابعه للبنك
القيام بكافة المهام والواجبات المتعلقه بادارة الائتمان الخاصه بقطاع الافراد اضافه الى وضع المحددات وضبط المخاطر المتعلقه بالبرامج الخاصه بقطاع الافراد ووضع وكتابة السياسه الائتمانيه والاجراءات التي تحكم العمليه الائتمانيه كامله اضافه الى المساهمه في وضع اجراءات العمل التي تحكم عملية تنفيذ القروض ووضع الضوابط التي تحد من مخاطر تنفيذها اضافه الى المساهمه في عملية التوثيق والتاكد من صحة الوثائق اضافه لحفظ الوثائق والمستندات حسب الاصول
Feb, 2007 - Apr, 2012 Bank of Jordan PCL Amman - Jordan
Centralized Loans Processing Department Manager. (Admin)
* Supervising more than thirty personnel in the department.
* Executing Loans coming from Branches and loans approved by credit risk department.
* Processing all loans applications from branches under bank's Loan Programs.
Nov, 2004 - Jan, 2007 Bank of Jordan PCL Amman - Jordan
Retail Credit Review Department Manager Assistant
* Presenting and explaining credit studies to the executive manager for retail credit department.
* Studying and analyzing - periodically - client's accounts to evaluate its condition and provide proper recommendations for each case.
* Reviewing credit studies and financial analysis prepared by credit officers and directing them when needed, as well as directing credit employees in the branches and answering their enquiries.
July, 1994 - Nov, 2004 Bank of Jordan PCL Amman - Jordan
Head of Credit Department - Different Branches
* All Duties and responsibilities assigned with the position mentioned above.
Nov, 1992 - July, 1994 Suhail Khouri Company Amman - Jordan
Accountant
All Duties and responsibilities assigned with the position mentioned above.
June, 2001 - Feb, 2004 The Arab Academy for Banking & Financial Sciences, Amman - Jordan Master Degree in Banking and Financial Sciences, with a major in Financial Management Graduated with cumulative average of 88.8% (Excellent)
Oct, 1989 - Sep, 1992 Mu'tah University, Karak - Jordan. Degree of Bachelor of Economic and Administrative sciences, with a major in Administrative sciences. Graduated with cumulative average of 77.1% (Very Good)
Sep, 1988 - July, 1989 High School, Amman - Jordan. The General Secondary Education Certificate Examination for 1989. Passed with percentage average 76.1%.