Deputy Credit Control Manager
A.T. Lease
Total years of experience :14 years, 4 Months
-Minimize operating risk through solid follow up and rigid timely reports.
-Maintain solid safekeeping process (securities are kept safely in a fireproof cabinet - Ensure dual
custody concerning fireproof cabinets...etc.).
-Review lease contracts and addendums.
-Ensure proper execution for lease transactions according to the credit approval and the approved
deviations.
-Ensure documents completion and securities validity.
-Prepare or Review Credit Advising Forms that summarize the instructions issued by the official - personnel in the Company Credit Committee, EXCO & BOD & Provision Committee.
-Rigorous compliance monitoring against credit risk policies & procedures.
-Offer on - the - job training for the subordinate staff to have them better acquainted with the company’s policies and strategies.
-Enhance and upgrading Managerial skills, leasing knowledge, credit risk and credit analysis through workshops, seminars, training courses....etc.
-Follow up on Company Credit Committee, EXCO & BOD & Provision Committee.
- Responsible for loan processing, documentation, pre-closing/closing tasks, monitoring, loan servicing or may include underwriting activities.
- Leading the team in managing and organizing the daily workflow of funding.
- Supporting the Operations Manager through tasks as required (improvements to controls, reporting, etc.)
- Takes the lead to resolve issues within the team.
- Helps to update and maintain training materials such as job aides, checklists, process maps, etc.
- Has a deep understanding of Credit Documents (Conditional Sales Contracts, Loan Agreements, Credit Agreements, Applications for Credit, etc.) and mentors teammates in understanding Credit Documents, performing manual calculations, managing their control spreadsheets, understanding Facilities, understand SAP, etc.
- Handles regular leadership activities including team meetings, team reporting, workflow management, team scheduling, etc. This includes vacation coverage for the Manager.
- Responsible for finalizing and reviewing the monthly reports of FRA, EMRC, Insurance companies, etc.)
- I am responsible for closing all loans, my role to take the lead and coordinate internal functions with customers to finalize the process of closing the deal.
- Handling all activities related to post signing within the company and with external regulator.
- Review documentation received from customers to ensure compliance with final approval prior signing.
- Servicing all operations post signing activities like rescheduling, repayment, termination and maintenance.
- Dealing with the insurance companies in issue to insure on the approved clients and updating its reports monthly.
- I am responsible for finalizing the FRA, EMRC monthly reports.
- Handling in bound calls by prospective clients providing required information about different
products and forwarding customer requests for follow up and processing.
- Presenting all existing and new products and services potential clients (cross selling).
- Solving customer’s problems by liaising with all concerned departments.
- Answer customers calls and respond to their inquiries.
- Participate in activities designed to improve customer satisfaction and provides additional customers.