Investment Consultant
CONSULTING
Total years of experience :19 years, 6 Months
Create long term goals for the client
• Develop financial plans for the client
• Monitor financial health of clients
• Create different investment plans for clients
• Prepare financial analysis and reports
• Keep up to date on the latest market trends and information
• Advise clients on capital investments
• Review and communicate portfolio performances to clients
• Provides investors with investment products, advice, and planning.
• Do in-depth work on formulating investment strategies for clients, helping them fulfill their
needs and reach their financial goals.
• monitoring the client's investments and working with them as their financial objectives change
over time.
To create and manage external relationships and networks with regulatory agencies (CBI, FIPPA,
any other applicable government institution), local and foreign financial institutions, banks, credit
rating agencies, and the government in line with international best practices to ensure long term
financial sustainability.
• To cooperate in developing and drive implementation of capital raising, cash management,
company funding and investment strategies also corporate treasury and credit framework, bank
accounts structure, day to day banking relationship policies.
• To ensure the department existing procedures meet company financing needs while optimizing
financial objectives (like minimizing interest expense).
• To identify market opportunities in the financial market trends that might impact company’s
activities and propose best plans to management.
• To ensure long term foreign exchange risk management, analysis and reporting are optimized
and undertake appropriate foreign exchange and interest rate hedging decisions.
• To manage huge demand of forex and its distribution to shareholders without disrupting the
market.
• To manage foreign currency exposure to protect the profitability of international sales and
operations from adverse exchange rate movements.
• To oversee established processes that support the identification of financial risks and exposure
• To ensure that there is adequate insurance policy cover for all identifiable insurable risks and
within the regulatory frame work.
• To liaise with multiple insurance firms for the local insurance program, also review and report the
insurer and co-insurer performance results based on agreed conditions and SLA to the
management.
• To lead negotiations on all funding projects with the banks, legal counsel, and financial advisory
firms and ensure they are at optimum condition and rates as required by the business from
available sources.
• To coordinate with all levels of management to gather, analyse, summarize and prepare
recommendations regarding cash flow and funding, trended future requirements, government
requirements and operating forecasts.
• To review the company’s cash flow forecasts and funding options, and recommend actions
required to arrange debt facilities.
• To ensure balance between cash investment and cash spend by operating divisions in order to
reduce the burden of unproductive interest.
• To develop, expand and maintain cash pooling structures for the Irancell.
• To oversee and control all payments, post-paid Sims and WiMAX refund process, and all
reconciling items regarding bank.
• To ensure timely payment of third party obligations (i.e. suppliers, utilities, regulators, property
and MTN group).
• To manage liquidity balance in funding and investments to assure liquidity as required and report
them to management.
• To ensure systems integration management and complexities around controls via E-payment
channels.
• To support development and maintenance of system projects to support and manage cash flow,
and to improve available cash flow and banking information.
• To take responsibility for primary controls (segregation of duties) to minimise chances of fraud,
content of management reporting, performance measurement and choice of treasury systems to
support the activities.
• To manage preparing required report including IPO, treasury reports and Audit committee
reports,
• To manage, direct and develop treasury staff and make recommendations to necessary changes
in structure for optimizing efficiencies.
To interpret, contribute in development and ensure implementation of appropriate tax and
reporting strategies, processes, procedure and policies and also systems to utilize delivering
effective services and meet all tax and regulation requirements.
• To contribute with other departments in finance to enhance and facilitate tax and local financial
reporting processes.
• To research on best practices and proposing proper strategies for improvement of tax and
reporting current processes and documents.
• To liaise and advise other departments/divisions like L&R and Procurement on resolving TAX
related issues also ensure that all contractor-type contractual arrangements are arranged in a
manner that is compliant with all legal and statutory requirements.
• To build a proper relationship with tax authorities and auditors to resolve the related issues and
facilitate the processes.
• To validate financial accounts at the end of each period closing to ensure they are in compliance
with local and international Accounting standards (IFRS) and Generally Acceptable Accounting
Principles (GAAP).
• To validate all supporting reports for preparing financial statements, monthly financial reports.
• To ensure that all direct and indirect taxation are accurately accounted and all tax payments are
done in a timely and accurate manner.
• To ensure that internal, MTN Group and external financial statements and TAX submissions meet
deadlines.
• To communicate with tax and local auditors also Audit & Risk to ensure that all related
discrepancies have been resolved.
• To liaise with local auditors on all aspects concerning the half year and year-end reviews to meet
statutory.
• To cooperate with the reporting department in financial planning in conducting MTN Group audits
through the department.
• To conduct final and key controls to minimize chances of any tax disallowance, probable tax
penalties also any discrepancy in financial statements and local accounting standards.
• To prepare an Audit Committee report regarding tax matters for CFO and Finance Deputy.
• To ensure preparation of related Ad Hoc reports based on received queries.
Manage balance sheet / financial structure to meet international efficiency norms and Group
gearing strategy
• Conceptualize and drive the implementation of an effective Corporate Treasury Framework
Supervise on establish processes that support the identification of financial risks and exposure
and the undertaking of appropriate foreign exchange and interest rate hedging decisions
• Ensure existing procedures meet MTN Irancell’s financing needs while supporting achievement of
financial objectives, including minimization of interest expense.
• Lead negotiations on all Funding projects and ensure its at optimum rates as required by the
business from sources available
• Manage various activities related to the management of corporate cash, borrowings and
investments, maintenance of banking relationships.
• Macro supervise to ensure long term foreign exchange strategy, risk management, analysis and
reporting are being optimized
• Develop, macro control and improve bank accounts structure and cash management strategies
and day to day banking relationship policy.
• Oversee the development of alternative investment strategy to enhance yield and diversify
investment portfolio base.
• Analyze investment portfolio strategy, yields and investment instruments
• Provide a variety of ad hoc analyses and various iterations of financial modelling for methods of
potential acquisitions or other ventures.
• Oversee management of liquidity and investments.
• Making recommendations for capital appropriation, and development of operating units in line
with driving the strategic vision for Irancell.
• Oversee the development of Treasury and banking policies and relationship management with
banks.
• Oversee all corporate finance related activities.
• Work closely with group treasurer on all issues relating to MTN group’s funding and currency
management, and to implement and execute the group’s financing strategy.
• Managing the company’s capital structure with a view of optimizing and attaining the right mix
• Identification of all market opportunities in the financial market trends that might impact
company’s activities.
• Oversee the Creation credit risk management framework within the company
• Ensure timely settlement of third party obligations (i.e. suppliers, utilities, regulators, property and
MTN group).
• Support the development and maintenance of system projects to support and manage cash flow
on a global basis, and to improve available cash flow and banking information.
• Macro surveillance on Irancell’s exposure to post-paid, dealer and interconnect debt and planning
to mitigate these
• The market dearth and capacity to manage the huge demand around the complexities of forex
obligations and distributions to shareholders without disrupting the market. Coordinate the
activities and functions of the credit committee and ensure that the company’s credit policy,
collections and bad debts write offs across revenue channels of Irancell are in tandem with Board
Approvals.
• Review the Insurer and co-insurer performance results with reference to agreed conditions and
SLA
• Ensure that there is adequate insurance policy cover for all identifiable insurable risk and within
the regulatory frame work
• Participate in Internal/External; initiatives that impact the Treasurer’s various roles and
responsibilities.
• Ensuring balance between cash investment and cash spend by operating divisions in order to
reduce the burden of unproductive interest
• Oversee the implementation of proactive risk monitoring, identification of initiatives within the
insurance function
• Establishing a viable Corporate Credit Framework across relevant business divisions
• Effective management of systems integration and complexities around controls via E-payment
channels.
• Integrity of systems for the disbursements of third party obligations
• Manage foreign currency exposure to protect the profitability of international sales and operations
from adverse exchange rate movements.
• Play critical role in the formulation and execution of the group’s funding strategy, investor’s
relation, Treasury and risk management activities.
• Build strategic partnerships and alliances within and outside the organisation through
development of mutual goals; Key link between overseas operations and corporate finance.
• Institutionalise awareness of funding limitations of MTN Group to temper the need for continued
long term future focused growth and vision of the operation.
• Improved leadership by developing team that succeeds.
• Manage relationships between MTN Irancell and Financial Institutions (Offshore and local
counter parties).
• Responsibility for primary controls (segregation of duties) to minimise chances of fraud, content of
management reporting, performance measurement and choice of treasury systems to support the
activities.
• Management of liquidity ensuring company operates with funds reporting and forecasting
systems to assure liquidity as required while interest expense is minimised.
• Execute capital raising strategies to support expansion.
• Make decision on continued relationship with insurance programs and insurers
• Operates as an effective advisor to GM financial operation and CFO and divisional heads.
• Ensure treasury decisions are based on most up to date data on market prices and external
developments
• Review the company’s cash flow forecasts and funding options, and recommend actions required
to arrange debt facilities.
• Develop, expand and maintain cash pooling structures for the Irancell.
• Negotiate funding with the banks, legal counsel, and financial advisory firms and advise group on
most effective funding arrangements.
monitoring, analyzing, and assessing risks in regional and global financial markets.
• Draw up plans for foreign investment.
• Participate in formulating and implementing policies and programs of the international investment.
• Monitor policies and programs of the international investment.
• Oversee development and successful implementation of the annual investing plan.
• Prepare quarterly performance reports.
Upgrading the brokerage rank from 34 to 10 among all the brokerage branches in the country in
Isfahan province in terms of trading volume, which subsequently led to a significant increase in
the company's commission income.
• Developed a client base and offered recommendations and advice on stocks.
• Update changes to clients' stocks and kept an eye on international as well as national markets.
• Watched the market to forecast the next rise or fall of a stock, keeping the client informed of their
financial options.
• Executed trades for clients over the phone, communicating between the client and market.
• Provided knowledgeable, objective equity and fixed income guidance and customized strategies
to consumer.
Following are services that we rendered to our customers:
• Basic Accounting; Preparing financial Statements, complying the business accounting rules
with the financial accounting standards, preparing all financial reports as requested, ...
• Budgets; Forecasting Sales, offering the best tools for budgeting to build an annual budget,
...
• Pricing Strategy; Discounting Strategies, Setting credit policy, Warranties
• Business Taxes; Tax Deductible business expenses, Tax planning, Business Accounting
Software, Tax returns, Tax withholding
• Bookkeeping; To set up Accounts payable, to set up Accounts receivable, to set up Payroll
• Personal Finance; Guiding small business or self-employed to track their income and
expenses on a regular basis, launching a second business, Investing, ...
• Internal Audit; performing internal audit and developing internal control in all areas of the
business
Checking the key policies and processes of the organization and ensuring full compliance of all
function with the defined framework.
• Monitoring Systems, Methods& Compliance function.
• Updating major corporate policy documents as per strategic plan.
• Promoting the profile of Internal Audit through the sharing of best practice and working closely with
Senior Managers.
• Overseeing internal control reviews across the organization and pursue the corrective actions
arising.
• Developing internal control in all areas of the business.
• Implementing annual audit plan focusing on key business risks.
Administer and coordinate routine contract work.
• Verify all contractor’s invoices before CFO’s approval for payment.
• Ensure financial information accuracy for project management.
• Negotiate the financial and LC issues with foreign contractors.
• Conduct cost variance analysis and schedule against baseline values
• Manage project accounting databases to ensure timely security and control
• Maintain current and forecasted cash flow data when compared to projected cash flow.
• To liaise with the OIL Ministry internal auditors
• Prepare all weekly and monthly financial reports for CFO and
courses: ACCA Student