SENIOR INVESTMENT & FINANCIAL ANALYST
PRIME PMG
Total years of experience :17 years, 10 Months
• Work close with Executive Director to optimize the national and international investment opportunities.
• Analyse financial reports for accuracy
• Analyse financial statements to identify: Cost reduction opportunities
• Fund hedging opportunities
• National and international investment opportunities (mutual funds; stocks; bonds, property)
• Negotiate currency exchange rates Hedge currency
• Prepare Rolling cash flow
• Coordinate banking matters Plan and implement investment strategies
• General finance
• Coordinate with national and international accounting and taxation bodies
• Coordinate national and international compliance obligations Resolve accounts payable and receivable discrepancies Collect outstanding receivables
• Coordinate staff travel funds Desire
Service Finance and Planning
A. Contract controlling / Signings and Backlog reporting
responsibility for Prime Service contracts
creation and report of Prime contract portfolio (contract signings and revenue backlog)
reporting of financial numbers (revenue, cost, profit, development)
analysis of contract portfolio (analysis of month/quarter results, forecasting, actual vs. forecast analysis, backlog)
B. Cost controlling
responsible for Cost of Prime Service contracts
analysis of Cost Centres (forecast vs. actual)
review and reporting of Cost allocations
handling and creation / reporting of spending reports
interlock with the countries on cost reduction actions ( pro-actively seeking opportunities )
support in further development of harmonization of internal cost flow processes
C. Balance sheet controlling
control of capital spending
responsibility for Capital/investment spending
capital spending reports
review & approve of purchase orders
spending forecast
accounts Receivable controlling
responsibility for Prime Accounts Receivables
analysis and reporting of Accounts Receivable
analysis Accounts Receivable (Forecast vs. Actual analysis)
review on collection / troubled Accounting receivable
Investment Analysis
• researching companies
• analysing company accounts, profit and loss sheets and cash flow information
• interpreting complicated financial information
• writing financial research summaries
• regularly meeting with stock market traders, fund managers and stockbrokers
• Handling the Entire Global Equities of the Company and the Personal Equity Portfolio of the Partner’s around 100 Billion Equity Portfolio(Both Indian Market and Australian Market(ASX)
• making informed recommendations
• keeping detailed knowledge about the Australian economy and financial markets up-to-date
• Manage Service Delivery - observe queue time and length; take action as needed to capacitize serving counters and/or managing customer traffic. Ensure that branch premises are maintained to the specified standard. Manage or recommend workflow changes for greater efficiency, improve turn around time Sold all Asset Products Dual control of Cash functions
• Control of Security stationary, deliverables
• Review of processing entries and vouchers
• Follow-up with customers for returned deliverables as applicable (eg. cheque-books/ cards/ Pins/ Combi packs, etc)
• Review of reconciliation proofs for daily control as well as surprise audit proofing
• Preparation of service quality and productivity management reports and other regulatory returns
• Rectification of internal control issues
• Ensure satisfactory ratings in all internal/external audits conducted at the branch
• Ensure compliance to all Operations health documents like KCD/KRI/OPS manual, process notes and circulars issued from time to time. Perform regular KCS checks mandated.
• Ensure timely and accurate submission of all returns both internal and statutory for sales and service
• Ensure a proper control of Keys, combination settings and passwords that protect cash & valuables.
• Ensure accurate and timely processing of all customer instructions as per applicable processes/ circulars
• Ensure he/ she is fully aware of all the policies and procedures issued in relation to ORMA, Group Code of Conduct, KYC/CDD/EDD and Money laundering prevention. He/she must ensure compliance with these policies and procedures on an ongoing basis. Any suspicious transaction must immediately be reported as per guidelines
• Staff Supervision, Coaching and Training: daily organization of workflow/ breaks and staff levels and coaching/ training where necessary for improved performance
• Sales Referrals: where relevant, identify prospects for cross-selling from observation of customer transactions to highlight to sales staff
• Supervise & Monitor Personal Banker desks and contract sales staff
• Managing portfolio of HNW Preferred customers of NRI, responsible for the cross sale of different banking products and ensure high level of client satisfaction
• Authorize all Personal Banker transactions
• Handled Products like Forward Contracts, FCNR, Inward and Outward Remittance
• Resolution of customer queries/complaints and customer service to ensure walk in customers issues
• Generate business, cross sell and monitor cross sales of Personal Bankers NR and Retail
• Retention and enhancement of the value of existing accounts
• Corporate salaries processing
• Cost management and monitoring Staff productivity and give guidance on improving the same in conjunction with the Branch Manager
• Responsible for Cash and Customer transactions at the Teller counters
• Supervising all Non-Cash transactions like DD/MC, fund transfer etc
• Ensure that all tellers are adequately trained on the Products of the bank.
• Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/ receivable
• Reconciliation and maintenance of suspense accounts register as per the required format
Involved in Business Development and client acquisition, Retail & HNI, and in Revenue Generation in terms of brokerage. Also looked after client servicing by building long term relation.
Monitored clients position in the market and provided advisory services to clients with Equity Research
Analyzed Risk appetite of clients, thereafter informing them about their margin percentages
Risk Management for the clients and Fundamental & Technical Analysis on Behalf of Clients
Also involved in Portfolio Allocation and Risk Management
Masters of Business Administration-Finance • IISWBM 2011, Kolkata
Chartered Financial Analyst -ICFAI University 2006, CFA
Bachelors of Commerce (Hons) 2003 • University of Calcutta