رجا سامي

Fine Healthcare is an industrial facility specialized in the manufacturing of
disinfectants and pharmaceutical and commercial sterilizers licensed by the
Ministry of Health and in accordance with the Certificate of Good Industry
Standards GMP
* Management, supervision and control of all accounting processes.
* Controlling and maintenance of the accounting & financial reporting systems.
* Establish and open regular accounts in accordance with accounting standards and make
sure that all daily restrictions and daily operations are posted to their related accounts.
* Lead the development and maintenance of unified chart of accounts.
* Produce monthly reports, which include key metrics, financial results, and variance
reporting
* Accounting and financial adjustments for suppliers, customers, and sister companies in
addition to settlement and closing restrictions at the end of each financial period.
* Responsible for daily, monthly, quarterly, year-end operations, reporting andbudget.
* Assigning different products to the factory and determining the third and changing
costs as well as direct and indirect costs and linking them to the final product.
* Analysis and calculation of cost processes, whether by product or department, break-
even point analysis and pricing recommendations.
* Preparing financial statements including profits, losses, balance sheet, cash flow list
and property rights.
* Prepare a monthly and discretionary cash flow statement and monitoractual cash flows
with discretion.
* Analysis of financial information and modification restrictions.
* A certified accounting and financial system that includes all aspects of the company
and its operations.
* Prepare a variety of customized financial scenarios.
* Prepare and analyze monthly/quarterly/annual financial statements and management
reports accurately and in a timely manner.
* Report on financial performance and track the company's financial position and
performance to identify potential areas of improvement.
* Dealing with internal and external audits within the company.
* Dealing with business VAT files and accounts.

Departments: Auto finance for individuals, Auto finance for companies, finance of small and
medium-sized companies (SME) and real estate finance.
Individual Finance:
* Analysis the finance application and credit rating to determine the feasibility of granting the
loan.
* Taking credit decisions within delegated authority.
* Review funding requests in accordance with applicable standards and bank policies to determine
the reasons for approval, rejection or modification.
* An assessment of the request for funding for companies and individuals and the possibility of
providing loans / Finance to them, which brings a return on their cash assets and contributes to
the increase in the bank's profits.
* Reduce risk by analyzing the borrower, verifying the integrity and validity of the documents
submitted and applying the correct terms and conditions
* Reduce risk and increase returns by offering the best credit terms versus adequate guarantees.
* Evaluating applications including new applications, changing requests or refinancing.
Company Finance:
* Reviewing the credit facilities application in line with policies and Risk Acceptance
Criteria, According to all credit policies in the bank.
* Analysis of the financial statements of targeted companies, public financial health and analysis
of the company's financial risks.
* Prepare safeguards reports, risks and details of financial analysis to help management make a
proactive decision.
* Credit merit assessment, risk classification, loan terms and borrower credit rating.
* Analysis of ratios, financial statements and risk assessment.
* To ensure that credit / financing functions are managed in line with the bank's credit policies and
procedures and comply with all regulatory requirements.
* Conduct an in-depth analysis of the following: financial and market situation,
security/guarantees, borrower capacity, and risk rating calculation.
* Guiding, directing, training and motivating the direct reports and subordinates to perform to a
high standard and to realize their full potential, ensuring that department goals are achieved.
* Get a franchise rating in performance several times

Broker in the FOREX and US stock market:
* Develop models that help with decision-making
* Make purchases and sell to customers and placed their take profit or stop loss orders in the
market.
* Managing foreign exchange risk and developing foreign exchange risk mitigation
strategies.
* Strong skills in customer relationship management and customer service.
* Support investor relations and update them with all new data and news about the
market and follow up the current positions open with them.
* Research and analysis of market trends to meet investors' short- and long-term
objectives and expectations.
* Familiar with the financial instruments and derivatives required to calculate and
implement hedging operations.
* Managing the investment of excess funds.
* Supervising and reviewing back office operations.
* Coordinate conversion to a new accounting system and ensure the accuracy of data entry
processing and output results.
* Develop new mechanisms to improve internal oversight and efficiency of management
decisions.
Treasury and back office department:
* Responsible for all the cash flows within a bank and insure that bank and has sufficient
cash or can easily acquire the cash to satisfy the payment obligation.
* To manage the liquidity and implementation of access cash in highly liquid and safe
securities that can easily be converted into cash
* Management and implementation of Treasury functions including exchange relations,
foreign exchange operations, cash management and treasury operations.
* Daily reports to Senior and high management such as the Bank's foreign currency
portfolio and its assessment
* Develop and manage external relationships with banking groups
* Managing foreign currency exposure via Hedging, booking spot deals and reviewing rate
publications.
* Confirm all payment, transfer and transactions with swift correspondent bank.
* Maintain active and frequent contact with banking partners to stay abreast of latest
technology, trends, Central Bank policy changes and economic
* Work closely with the accounting team to ensure accurate financial reporting
* Developing and implementing treasury solutions in liquidity and risk management and
investments.
* Increase productivity by developing automated reporting tools.