Credit Manager
ICICIBANKLTD
Total years of experience :1 years, 3 Months
Retail Assets
•Processer of Personal loan and Auto loan
•Credit appraisal & decision of Credit card applications sourced Pan India as per the laid down credit policy of the Bank
•Supporting the team in enhancing their productivity skills, feedbacks, discussions etc., for quality underwriting with minimized errors
•Maintaining the Turnaround Time of applications effectively Quality processing of the applications thereby minimizing reworks
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•for self and team Effective Coordination with the Branch, DSA and the Sales, giving them necessary feedback on improving the Approval rates and sourcing quality Checking Risk level of the customers and investigating on their profile to see if they are involved in any financial crime Checking the transactions of the customer and follow escalation process in case of any suspicious transactions
•Coordinating with different Departments and getting the documents for the cases to be completed
•Handling the Team in the absence of the Manager and providing all the latest process updates to the team
•Pre-Screening KYC and preparing CAM Lending the funds based on profile, CIBIL, Liabilities, FOIR and
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I started my banking career at Hdfc Bank Ltd from Oct 2015 to Mar 2023 as Trainee and promoted Assistant manager and develop as Deputy Manager and Move on to ICICI Bank Ltd. Started Credit card underwriter and develop my career growth Personal loan.
Done a Master's degree at Dr.M.G.R Educational and Research Institute . Specialization of Finance and Supply Chain