Cashier
AL ROSTAMANI INTERNATIONAL EXCHANGE
Total years of experience :19 years, 7 Months
CASHIER Main Job Purpose: To Process Cash, Cheque and other Financial transaction in accordance to guidelines provided by the company with accuracy and efficiency.
1. Record keeping and Filing
a. Files all vouchers and daily transaction in an orderly manner so that it can easily be found when in needed.
b. Scanning, filing and keeping of important documents such as Corporate Foreign Exchange Files, customers trade licenses, Memorandum of Association, Special Power of Attorney, site visit, due diligence report, authorizations letters and customers profile.
c. In-charge in Branch Petty Cash Handling
2. Cash/Cheque Transaction
a. Performs reconciliation of cash in the till with books of accounts and ensure no discrepancy.
b. Ensures that cash maintained in the till is within the limit set.
c. Verifies credit confirmation from head office before parting value for cheque transactions.
d. Ensures that details of all cheques are correct and transactions are placed on hold.
e. Confirms that all the currencies received from the customers are genuine.
3. Wage Protection System (WPS)
a. Ensures customer ID copy is collected and cash is paid to the right customer before WPS payout.
b. Checks there is no duplicate payment made to the customer
c. Ensures all payouts/receipts are entered in ICARE system correctly and without duplication.
4. Inter Emirates Fund Transfer (IEFT)
a. Checks all IEFT send and receive transactions and ensures there are no duplications and delay.
5. Buy and Reversals
a. Checks reversals, buy back, refund/re-issue transactions and ensures there is no duplication.
b. Ensures reversals, buy back, refund/re-issue transactions are processed only after obtaining proper approval.
6. Anti-Money Laundering (AML)/Know Your Customer (KYC) Documentation
a. Ensures all required documents, ID copies, Trade License copies are collected and verified.
b. Ensures source of funds and purpose of transfer are captured as per the procedure.
7. Cash security
a. Ensures that all currencies are properly placed in the cash box and kept securely in the safe after verification.
b. Ensures cash is not kept carelessly exposed to any risk of loss due to theft or otherwise in the counter.
c. Ensures that excess cash is kept in safe and has been informed to the branch seniors for disposal/deposit.
d. Ensures that cash drawer’s lock is properly working
e. Ensures that no unauthorized person was allowed to enter the cash cabin area without proper approval
The key Responsibilities and target is to input or insert, update and maintain accurate data on computer systems and in archives.
• Insert customer and account data by inputting text based and numerical information from source documents within time limits
• Compile, verify accuracy and sort information according to priorities to prepare source data for computer entry
• Review data for deficiencies or errors, correct any incompatibilities if possible and check output
• Apply data program techniques and procedures
• Generate reports, store completed work in designated locations and perform backup operations
• Keep information confidential
SEND EXCHANGE EST.
Abu Dhabi, United Arab Emirates
(February 15, 2010 -April 25, 2011)
FOREIGN CURRENCY CASHIER/CASH DESK OFFICER
1. Deals with various foreign currencies with walk-in client, banks and other foreign currency exchange establishments.
2. Pays office daily dues from agent and other office expenses,
3. Does the international monetary transfer through Western Union, Instant Cash, Telex Transfer and Express Money.
4. Issues international telegraphic transfer.
5. Pays salaries through WPS, and over the counter from different companies with agreement in our exchange
6. Attends to customers’ inquiries regarding the transfer and exchange facilities, and foreign currency exchange rates.
7. Coordinates with other exchange houses for the current exchange rates.
8. Checking and maintaining daily voucher.
9. Prepares and presents cash balance report to the accountant.
10. Handling and filing of documents.
1. Performs collections on Current and past due accounts.
2. Follows up delinquent borrowers like Barangay officials, National & City Government employees and teachers loan.
3. Facilitates withdrawals and deposits to and from borrower’s ATM’s and savings account.
4. Conducts background and credit checking to all new loans applications.
5. Reviews, evaluates and recommends for the approval of loans.
6. Monitoring on assigned accounts constantly.
7. Submits monthly reports base on assigned accounts.
8. Facilitates the deposit and withdrawal of fund transfer from client’s account in other different banks.
(June 1, 2007 - March 15, 2009)
UNIT HEAD - COLLECTION AND REMEDIAL MANAGEMENT DIVISION (CRMD)
Remedial Accounts Officer (RAO)
1. Performs collection on past due accounts and accounts in-arrears.
2. Prepares monthly status report AND recoveries on remedied accounts.
3. Reviews, evaluates, and recommends accounts for remedial action pursuant to the existing guidelines on Remedial Management.
4. Facilitates proper execution/booking of documents upon approval of remedial action to be taken.
5. Monitors collections/repayment on remedied accounts.
6. Endorses accounts for filing of legal cases where remedies could not be pursued.
7. Conducts ocular/spot inspection on the physical condition of foreclosed/consolidated properties and sources out potential buyers/lessees on all consolidated properties.
8. Performs other duties that may be assigned from time to time.
9. Facilitates Insurance Claims incase of the Death of the Borrowers, proper documentation, fund requesting and all necessary requirements needed.
(July 1, 2003 - May 31, 2007)
COLLECTION AND REMEDIAL MANAGEMENT DIVISION (CRMD)
Billing Collection Officer (BCO)
1. Performs collection on Current accounts and in-arrears.
2. Prepares Monthly Collections vs. Collectibles report on current and
In-arrears accounts.
3. Prepares Monthly Technical Collections, Monthly Past due and in-arrears accounts.
4. Constant monitoring on current, In arrears and Past due account
5. Reviews, evaluates, and recommends accounts for remedial action pursuant to the existing guidelines on Remedial Management.
6. Facilitates documents and prepare documents for endorsement to RAO (Remedial account Officer).
7. Monitors collections/repayment on Current and In Arrears accounts.
8. Task and responsibility to serve demand letter and noticed of dishonored check to delinquent clients.
Production Crew-Line Safety Inspector, Zamboanga City
1. Determining the behavior, tasked and responsibility on assigned stages on production area in a safe manner and healthy working environment.
2. Safety in electric machineries like conveyors, soaker and other stages in production are monitored and considerably clean at all times before and after production.
3. Facilitates Personal protective equipment (PPE) in production area are strictly followed like wearing of ear plugs, hair nets, gloves, steel toe shoes depending on stages in production assigned.
4. Checking quality standards on full goods area if the quality of beverage produce is 100% pass the quality standard for the consumer or public.
5. Proper safekeeping and handling of materials and storage of waste disposal are being segregated from plastic, broken bottles, caps, chemicals and other hazards that affect the safety of the personnel inside the production area.
6. Sometimes assigned on plant sewerage and on wastewater treatment plant facilities assisting on gathering samples for analysis.
7. Reports unsafe condition of mechanical equipments, conveyors, chemical waste and broken bottles disposal in production area to the production Manager.
8. Assist in determining the operations meets the quality standard or exceed the acceptable safety and Government standards
INTERNATIONAL GENERAL CERTIFICATE (IGC 1 - PASSED)