Risk Analyst
Credit Suisse Bank
Total years of experience :5 years, 11 Months
o Responsible for Operational Risk Indicators (KRI / KCI) calculations, root cause analysis and reporting. Also, initiated and developed a process for Variance Analysis for Ops Risk Indicators. Further involved in the functional development of system and strategic tool for GRC (governance, risk & compliance) enabling automation of Ops Risk Indicator production process. Also worked on SOP reviews and improvement for risk indicators production process.
o Responsible for the process of Incident & Loss Data classification and grouping under appropriate operational Risk Registers per Operational Risk Framework (ORF) & collation across various regions Bank wide. This included discussions with various stakeholders to identify the root cause of an incident/loss and accordingly the losses being classified. Further responsible for preparation of timeliness reports and various regional and IB Ops Risk Reports.
o Involved in the calculations, analysis and risk management reporting for Op. Risk Appetite, Tolerance and Top Operational Risks for both Indicators and Loss as per Ops Risk Framework and BASEL. Operational Risk Appetite Report was a key report for the purpose of management oversight of Operational Risk.
o Assisted for the process of capital modeling (AMA), stress testing and scenario analysis through internal and external loss data adjustments, analytics and calculations. This includes VaR calculations of frequency and severity and total loss distribution resulting in annual aggregate loss at 99th percentile.
o As part of Third Party Risk Management - Quality Assurance Function for GE Capital
Responsible for planning & execution of Risk Based Audits for several areas such as vendor risk assessments, monitoring, issue escalations, vendor sourcing, contractual obligations etc. This included several discussions with various stakeholders across the globe. Also, worked for Risk and Control Self Assessments (RCSA) for entire risk universe pertaining to Third Part Risk across the regions.
Assisted & trained Supplier Risk Managers to adopt Supplier Scorecards for adequate monitoring & risk oversight.
Responsible for production and reporting of Third-Party Portfolio Risks & Controls Reports to TPRM Committees. Further worked for a functional development of a strategic tool for supplier failure loss & risk recording & tracking.
o Performed SOX-404 TDRA testing and Control documentations & SOPs for GE EFS.
o Internal Audits for several large Multinational & Indian Companies. It involved processes such as Procure to Pay, Accounts Payable, Credit to Cash, Accounts Receivable, Inventory Audits, Record to Report, Statutory Compliances, Fixed Assets Reviews, Cash Management Processes, Customer Billings, Accounting Controls.
Worked on Internal Audit & Control Project which involved General Ledger Reconciliation & Inspection of GL accounts (Benefit payouts). The process involved performing root cause analysis, identifying what went wrong, and recommendation of next steps.
Further performed Investigation of High value open balances to identify excess / erroneous payments.
Performed Analysis of Industry financials for the purpose of Quarterly and Annual Reports
Internal Audits for various Manufacturing & Trading Companies including Mini Ratna Co. ‘Coal India Limited’.
Also worked on Statutory Branch Audits for several Indian Nationalised Banks.
Tax Advisory & Compliances for Income Tax, VAT & Service Taxes.
Handled Compliance Matters, Filings & Reporting to External Regulators such as ROC-MCA, EIC.
Assisted Clients for Analysis, Compliances, Budgeting & Forecasting for Project Financing.
Cleared all the examinations of Chartered Accountant (CA) Course in first attempt. Third Rank Holder of CA FINAL examinations in Varanasi District of India. Runners-up of CA Quiz - Central Region of Institute of Chartered Accountants of India.