Samer Awad

Managing the Branch Audit Unit and leading audit team to perform audits for AHB branches
 Review of Process Governance Activities and suggest amendments on policies and procedures to meet the best
control environment.
 Review and recommend improvement to overall bank corporate governance, policies and procedures,
Compliance department and compliance manual.
 Perform and Manage an End-to-End process audit including review of system performance, behavior and access
rights for different processes and activities involving branches and centralized departments including Retail
Credit & CAD, Retail Banking Operations, Human Resources, Procurement, General Administration, etc.
 Participate in different integrated audit assignments such as Corporate Credit, Trade Finance etc.
 Preparing Annual audit plan for Operational Risk and Branches Audit Unit, Planning and allocating tasks,
Training and Leaves for all staff members within the unit.
 Preparing Audit Programs, audit checklists, Audit Reports (Draft, Final and Executive Summaries)
 Training of UAE Talented individuals, assign and decide their career development plan

Performed audits in branches, centralized departments and Support departments.
 Participate in different Cross Functions audit assignment such as corporate credit, remedial advances

Risk Management Group
 Designing and Implementing ORMS system “Operational Risk Management System” to meet Basel II and
UAE central bank requirements.
 Generating consolidated reports from the system and report result to the management; Operational
Losses, Exceptions, Near Misses, and Transaction in Difficulties and follow up with Branches and other
management unit to fix events and upload them in the system.
 Participate in Creating the risk management framework and control checklist for each department in the
ORMS system in accordance with them.
 Give training for DIB staff on ORMS system (Operational Risk Management) and operational risk
management principles.

Process Home finance Deals as per product policy and credit parameters.
 Ensure reduction in individual & Overall Error Rates (error Rate not to exceed 1% for any month)
 Ensure maintaining Low Risk Rating Review by Audit and follow up on highlighted issues
 Ensure conduct internal / Self Audit on processed Home finance deals both Free hold and Non Free hold
Product (Samples from Each Evaluator to be checked for correctness

Roles related to Operation Audit:
 Performing Full & Surprise Audit across the Bank's Branches covering branches related areas(Customer
Service, Tellers and Helpdesk), Credit Department, Retail Assets Operations and Private Banking & Wealth
Management
 Carrying out operation related investigations, procedures/policies reviews, and reporting the audit results.
Roles related to Information Systems Audit:
 Performing Information Systems Audit across the Bank and its subsidiary entities, carrying out IT related
investigations, procedures/policies reviews, and reporting the audit results;
 Preparing, Creating, and Applying Information Systems Audit Program, Checklists, Audit Plans, and Action
Plans for Audit assignments;
 Business Continuity Plans and Disaster Recovery Plans for Banks’ Systems in both DIB Dubai, and DIB
Pakistan.