OPERATIONAL RISK OFFICER
COMMERCIAL BANK INTERNATIONAL
Total years of experience :15 years, 4 Months
Independently review, challenge and support risk management activities.
• Facilitate and monitor the implementation of effective risk management practices
through Risk and Control Self Assessments (RCSA) and action plans to mitigate high
risks.
• Monitoring and reporting of Key Risk Indicators (KRI) and ensure alignment with the
risk appetite.
• Performing deep dive reviews of material internal and external risk events to determine
root cause, assess control environment, identify remedial actions to mitigate against
risk of future loses.
• Conducting workshops to enhance the risk culture in the bank.
• Undertaking various risk reviews, performing gap assessments.
• Assist in preparing presentations and reports for Risk Committee meetings, liaising
with auditors and other departments and to keep abreast of external events within
industry
Identifying and assess risks, testing control environment, identifying process gaps and
workflow inefficiencies, developing action plans to mitigate high risks.
• Executing risk assessments through exception reports check, sample checks, etc.
• Implementing corrective actions to address process and control deficiencies.
• Conducting reviews to increase the operational efficiency of organization through
process improvements.
• Timely reporting of risks through comprehensive RCSA and KRI to risk management
team.
• Performing Nostro, Central Bank, ATM, Cards and other GL reconciliations to ensure
completeness and accuracy of transactions. Ensure resolution of outstanding entries
in a timely manner.
• Publishing monthly dashboards and other MIS to senior management, Involved in
Core Banking (Silverlake) Project.
MANAGER - QUALITY & CONTROLS
Supervising a team in reconciliation department. Monitoring Nostro, Inter-system
Bridge (ISB) reconciliation, receivable and other GL reconciliations to ensure all the
reconciliations are accurate and completed within TAT.
• Ensure resolution of outstanding entries in a timely manner.
• Automate reconciliations to eliminate manual intervention.
• Involved in preparing annual budget and review monthly budget to analyze variances.
• Liaising with internal and external auditors.
• Preparation of management presentation for review, involvement in projects.
LANGUAGES
English, Hindi, Marathi
• Analysis of errors and implementation of effective controls by performing root cause
analysis and taking corrective actions to prevent re-occurrence.
Independently performed Internal Audits of service and manufacturing companies to
provide independent assurance on appropriateness of design and effectiveness of
controls.
• Recommended change in procedure that resulted in cost savings and operational
improvements.
• Prepared internal audit reports independently.
• Independently completed finalization of books of accounts as per revised schedule VI.
• Performed GL scrutiny, Health and Safety Audits, Tax audits, Stock audit, Bank audits
and Fixed Assets Register verification.
• Preparing personal tax returns.
• Overseeing financial statements including trial balance, bank reconciliation reports,
Profit and loss account,
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