Santhosh Dsouza

Reviewing, drafting and negotiating contracts, Preparing Amendments, purchase orders & VO’s
Manage all activities related to administration of contracts
Developing and presenting project proposals
Managing construction schedules and budgets
Monitor project progress and set deadlines
Detail analysis and evaluation of claims based on contract conditions
Develop negotiation strategies
Final settlement & close-out
Follow up for Issuance/Renewal of Bank Guarantee
Monitoring expenses and implementing cost-saving measures
Basics of Cost Control/Invoicing
Engage in meetings and correspondence with the Subcontractors, record minutes of meeting
Issuing Letter to Company, Subcontractors
Maintaining Claims/Contracts related registers

Analyzing loan proposal, assessment of eligibility, preparing sanction note and submitting the proposal to respective sanctioning Authority.
Post sanction documentation, loan account opening. Monitoring and recovery including legal actions.
Business Development and Analysis
Sourcing of new MSME business through the branches in Goa
Business & Financial appraisal of loan proposals
Preparing sanction note and submitting for respective authority for sanctioning
Renewal and review of existing loan proposals
Credit Administration and Monitoring
Post sanction and disbursement activities
Constant monitoring of loan accounts and follow-up
Documentation, Audit compliance, loan account opening, MIS and record keeping
NPA Management and recovery
Regular follow-up of stressed account for recovery
Issuance of legal notice, recall notice and SARFEASI notice for recovery
Preparation of OTS proposal and submitting to sanctioning authority
Business development and Managing Direct sales Team.
Clearing, Cash Management and other operational activities in customer service.
Handling NRI business and retail loans