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Sayed Reda, Credit Manager

Sayed Reda

Credit Manager·Al Ola Automotive Company

Egypt

Bachelor's degree, Systems (MIS)

Work experience

Total years of experience: 20 years, 6 months

Credit Manager

January 2024 - Present

Al Ola Automotive Company

Cairo, Egypt

January 2024 - Present

• Lead all credit and financing activities for a 7-branch automotive
network.
• Coordinate with partner banks to improve approval ratios and
turnaround times.
• Support branch managers and sales teams with tailored financing
solutions.

Company industry:
Automotive Dealership & Distributor
Job role:
Accounting and Auditing

Senior Auto Finance Specialist

January 2015 - January 2024

Emirates NBD

Zayed City, United Arab Emirates

January 2015 - January 2024

• Managed vehicle finance portfolios and dealer relationships.
• Performed credit analysis and structured vehicle finance solutions.
• Supported financing growth through strong dealer engagement.

Company industry:
Banking

Auto Loans Specialist

January 2014 - January 2015

ABC Bank

Cairo, Egypt

January 2014 - January 2015

• Processed and assessed vehicle finance applications.

Company industry:
Banking
Job role:
Banking

Sales Consultant

January 2012 - January 2014

Al Tarek Automotive

Cairo, Egypt

January 2012 - January 2014

• Delivered consultative automotive sales and finance solutions.

Company industry:
Automotive Dealership & Distributor
Job role:
Sales

Sales Associate

January 2010 - January 2012

Carrefour UAE

Dubai, United Arab Emirates

January 2010 - January 2012

• Achieved sales targets in consumer electronics in the UAE.

Company industry:
Retail & Wholesale
Job role:
Sales

Customer Service Representative

January 2009 - January 2010

Toshiba El Araby

Cairo, Egypt

January 2009 - January 2010

Company industry:
Industrial Production
Job role:
Customer Service and Call Center

Customer Service Representative

January 2006 - January 2009

Raya Contact Center

Cairo, Egypt

January 2006 - January 2009

Company industry:
Call Centers & Customer Care Outsourcing
Job role:
Customer Service and Call Center

Education

Higher Institute Of Management And Information Systems

January 2006

January 2006

Bachelor's degree, Systems (MIS)

Egypt

Skills

AUTOMOTIVE FINANCE

Intermediate

AUTOMOTIVE INDUSTRY

Intermediate

BANKING

Intermediate

CREDIT MANAGEMENT

Intermediate

CREDIT RISK

Intermediate

CROSS FUNCTIONAL COLLABORATION

Intermediate

CROSS FUNCTIONAL TEAM LEADERSHIP

Intermediate

CUSTOMER RELATIONSHIP MANAGEMENT

Intermediate

GROWTH STRATEGIES

Intermediate

SALES

Intermediate

Languages

Arabic

Beginner

English

Beginner

Training and Certifications

Certifications
Banking & Auto Finance Operations
Credit Analysis Fundamentals
Group Fraud Awareness & Prevention