shahul hameed

Working as Stables Assistant Administrator and coordinator in Injaaz Stud Farm. Administrating Racing and Breeding Horses Records and Employees welfare administration. Handling His Excellency's Personal Administrations works.

Corporate Asset Operatons

 Process the Corporate, Emerging Corporate, SME asset products financing (Invoice financing for Receivables, open account, PDC financing) based on factoring terms with the main objective of accurate recording of transactions in the core banking system within agreed timelines after ensuring approvals and all required documentations for such transactions
 Verify the documents (Invoice, delivery note, PDC etc) submitted by the customer before processing the transaction.
 Review and authorize transactions in compliance with all internal policies and procedures including Anti Money Laundering, Shariah policies or in the absence of such compliance exception approvals are obtained.
 Prepare / generate various exception / MIS reports relating to transactions process and ensure that such reports are delivered to the intended recipients on or before the dates due.
 Performed User Acceptance Testing for products handled by Asset Ops
 Timely reporting and following up IT issues including access to system, new products, BO reports.
 Ensure the authenticity of source documents / instructions prior to approval.
 Ensure safe custody of customer collateral documents.
 Manage archival of customer documents and security cheques.
 Compile and circulate daily status / MIS to all respective units.
 Analyze the client’s limit position based on credit limits and calculate the value to be financed for each transaction.
 Settle outstanding contracts of the client based on available funds in the account for financed invoices.
 Provide syndication finance to counterparties as per agent bank instructions.
 Finance leverage based ICD facilities for Wealth Management Clients.
 Ensure strict compliance to Shari’a in Commodity Murabaha transactions of all Corporate and SME cases.

Home Finance Operations

 Manage End to End Process of Home Finance (Mortgage) and related tasks from different Departments of the bank. Mainly dealing with Sales, Credit Team, Risk team and Operations team.
 Performing document verification for new customers.
 Verifying Arabic documents as a part of doc verification.
 Performing all checks with four eyes principle especially Passport validity, visa validity, Emirates ID validity, Employment details, Trade license, MOA and Personal account flow.
 Updating data pertaining to the customer in Local data system of the bank.
 Maintaining and updating the customer details and property details in database which is used by bank as per the central bank guidelines.
 Fully conversant with the bank’s Finance approving and rejection procedures.
 Working closely with our compliance team.
 Custody of all application forms applied for Home Finance including rejected forms in the OPSAL data base.
 Ensured strict compliance to UAE Central Bank’s regulatory guidelines in all the cases.
 Ensured strict compliance to Shari’a board’s regulatory guidelines on all the cases.
 Issuing FOL, Lease agreement, Ijarah Agreement and Ijarah amendment, SPA for customer sign off as per CA sheet.
 Issuing FOL agreements for Normal, Secondary, Buyout, Seller Buyout, Equity, Buyout Plus Equity and Forward Ijarah Transactions.
 Getting Takaful approval for contract bookings.
 Contract booking for All Ijarah and Forward Ijarah cases.
 Disbursements and Settlements process.
 Cancelling Takaful policies for settled cases.