Regional Manager-Assets
Allied Bank Limited
Total years of experience :23 years, 5 Months
Assist Regional Head on corporate, commercial & retail assets.
Management and monitoring of existing credit portfolio of the region through a team of four Relationship Managers.
Marketing of fresh business relationships to enhance commercial & retail assets.
Facilitate Branch Managers/Relationship Managers for credit approvals & management.
Remedial management of infected portfolio.
Visiting customer’s workplace and operating units on regular basis.
Liaison with various departments including Risk Management, Credit Administration, Trade, Audit, Legal, SAM, Operations, Quality & Service, SBP Inspection etc. for credit approval & relationship management.
Assist Regional Head Commercial Assets on credit relationship management.
Management and monitoring of existing portfolio.
Marketing a strong portfolio of new clients and business relationships.
Prepare credit package in view of the customer request, bank’s policy and central bank’s regulations.
Ensure approval from the credit committee through Regional Credit Administration Dept.
Arrange all legal documentation formalities for disbursement.
Issuance of credit facilities and post disbursement relationship management.
Periodical visits to the office/factories of the customers.
Reporting to Group Executive, Commercial Banking.
Monitoring of liabilities/advances targets on countrywide basis and prepare periodical reports.
Coordination with regional headquarters and area offices for various issues including HR/liabilities/ advances/branch renovation/compliance & audit/pricing approval etc.
Assist Divisional Head in development of Islamic banking products.
Coordinate with outside agencies for publicity & public relations.
Managing accounts & admin of the department.
Masters in Business Administration (CGPA 2.7)
Bachelors in Business Administration (CGPA 3.12)