TELLER
SHARJAH ISLAMIC BANK
مجموع سنوات الخبرة :17 years, 3 أشهر
Scanning of Clearing checks through ICCS
Prepare daily reconciliation of ICCS.
Prepare cleared chq send to CPD.
Reconciling of branch suspense account daily and monthly.
Adjusting entries for branch suspense account
Processing of Telex Transfer transaction for RBG and Priority Banking clients of the bank.
Provide superior customer service.
Replenishing ATM/CCDM
Accept cash/chq deposit and loan payments.
Process withdrawal/cash advances.
Issued managers chq and demand draft.
Process outward and inward special clearing.
Monitor the maximum of cash maintain as per requirement of the branch.
Request cash from central bank to meet maximum requirement of the branch.
Facilitated in sending Excess Cash to Central Bank, UAE.
Handling cash balancing.
Understand and follow operating procedure and compliance.
Adhere to safety and security policies.
Follow proper opening and closing procedures.
Maintain product knowledge.
Filing of reports and all other related documents.
Handling cash of strong room
Receiving cash from tellers of the branch
Transferring cash collected to the company’s bank A/C on daily basis
Preparing day to day report of the branch
Monitoring the rates of foreign currency and revising rates accordingly
Corresponding with the management at head office
Corresponding with liaison offices in India for various reasons.
Corresponding with banks in India in regards to customers remittances
Purchasing foreign currency from wholesale market.
Managing the branch and handling cash in transit.
Carrying out other administrative job on daily basis
Handling of general banking operations like inward/outward clearing/cash book/Bills and supervision
Handling of cash transaction in Saving Account, Current Account, and Mutual Transfer in routine daily operations.
Worked in Cash Dept. as receiving & paying Cashier.
Providing quality customer services & audit compliance.
Actively participated in Marketing of Banking Products & Deposit Mobilization.
Advances Retail: Preparation of all types of Credit Proposal, such as Housing Loan,
Personal Loan, Vehicle Loan and Gold Loan.
Preparation of Credit Appraisal Memorandum for sanction of Overdraft Facility against hypothecation of Stock/Book Debts, Property and Pledge of Term Deposit, NSC/LIC
Compliance of Pre-sanction and Post-sanction formalities.
Preparation of Mortgage Deed and Creation of Bank’s charge
Conducting inspection of hypothecated security and preparation of report.
Re-schedulement of Loan and Term Loan account.
Preparation of monthly, quarterly, half yearly closing and closing statement.