Tito Fred, Deputy manager

Tito Fred

Deputy manager

Icici Bank

Location
United Arab Emirates - Dubai
Education
Master's degree, Marketing and Finance
Experience
9 years, 7 Months

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Work Experience

Total years of experience :9 years, 7 Months

Deputy manager at Icici Bank
  • India - Bengaluru
  • November 2022 to December 2023

• Verified KYC documents meticulously, adhering to disbursement memo checklist to minimize errors.
• Scrutinized documents against sanction checklist, ensuring compliance with loan requirements prior to disbursement.
• Managed dispatch of documents to central head office post loan disbursement, ensuring seamless operational flow.

Branch Compliance officer at Al Ansari exchange
  • United Arab Emirates - Dubai
  • November 2013 to March 2022

• Realigned daily foreign exchange rates to meet customer requirements, ensuring competitiveness in the market.
• Regularly updated currency rates in response to market fluctuations and implemented procedures to address counterfeit notes and currencies.
• Managed diverse transactions including international fund transfers, domestic transfers, and corporate transactions on a daily basis.
• Facilitated the opening of WPS accounts for different companies, including processing required documents and issuing salary cards for employees.
• Processed utility bills and assisted customers in opening national bonds to facilitate regular savings.
• Conducted telex transfers to different countries in multiple currencies including Euro, Pound, and Dollar, meeting diverse customer demands effectively.
• Proactively resolved customer inquiries regarding transactions, demonstrating expertise in concepts such as AML, KYC, EDD, CDD, OFAC, USA PATRIOT ACT, and FATF.
• Collaborated with unit compliance officers and AML Heads to ensure customer adherence to required documentation, effectively resolving complex customer issues while upholding best policies.

Education

Master's degree, Marketing and Finance
  • at Saintgits Institute of Management
  • June 2011
Bachelor's degree, Commerce
  • at University Of Kerala
  • April 2008

Specialties & Skills

Problem Solving
Team Management
Regulatory Risk
Risk Analysis
customer onboarding
client Screening
transaction Monitoring
regulatory compliance
Documentation
sanction Screening
Data Analysis
Risk Assessment

Languages

English
Expert
Malayalam
Expert
Tamil
Intermediate
Hindi
Intermediate
Arabic
Intermediate

Training and Certifications

Certified Anti Money Laundering Expert (CAMS) (Certificate)
Date Attended:
January 2024

Hobbies

  • Reading