Assistant Sales And Trade Marketing Manager
FIRST GULF BANK
Total years of experience :13 years, 9 Months
• Providing advice / solutions based on thorough analysis of customer needs.
• Source & Acquisition of new clients, relationship role, responsible for developing and maintaining portfolio of large to small & medium size customers
• To manage Team and ensure adequate capacity to handle Sales initiation and thus optimize team effectiveness
• Co-ordinate with key partners and maintain good working relationship within the team, Credit and Business Collections
• To conduct a detailed analysis for credit quality and data integrity to recommend prudent Credit decisions based on the potential as well as risks involved in the lending proposal
• Analysis overall financial documents, bank statements & corporate infrastructure to estimate the credit worthiness of the Business through audit financial statement/bank statement that determine their feasibility/eligibility. Determining funds flow with regards to the company’s line of business.
• Resolving customer queries and deciding instantly on the best course of action and escalating issues to seniors or concerned department if required.
• Staying updated on all organizational upgrades and products while liaising with the credit department.
• Responsible for implementing all business-building and relationship-building expectations with uniquely assigned accounts and customers.
• Consistently met and exceeded department expectations for productivity and accuracy levels.
• Source Business loans to Sole proprietorships, Partnership firms and Free zone companies
• Relationship role, responsible for developing and maintaining portfolio of large to small & medium size customers
• Providing advice / solutions based on thorough analysis of customer needs.
• To conduct a detailed analysis for credit quality and data integrity To recommend prudent Credit decisions based on the potential as well as risks involved in the lending proposal
• Analyses overall financial documents, bank statements & corporate infrastructure to estimate the credit worthiness of the Business
• Report directly to the sales manager in the absence of Relationship Manager
• Coordinate with the operations and credit dept for disbursal of cases
• Involved with the evaluation and development of Corporate & Project Financing projects • Involved with the collation and interpretation of complex financial database and development of various valuation models involving risks and returns and Dividend Policies • Considered different asset valuation models for Alternative investments mainly Exchange Traded Funds, Mutual Funds, Venture Capital and Hedge Funds • Managed a portfolio consisting of 27 efficient stocks from DAX 100 and researched on the various aspects of asset management such as modern portfolio theory involving Risks and Returns, Efficient Frontier, Portfolio Leverage, Capital Market Line, Systematic and Unsystematic Risk, Capital Asset Pricing Model, Arbitrage Pricing Model and Jensen‟s Alpha. The research study is being used for paper publications by Capco Institute, London • Studied the concept of Duration and Convexity of Bonds in CBOT US Treasury Futures Market
Bachelors in Economics