Vinoth Kumar

• Conducted end-to-end internal audits covering financial, operational, and compliance areas to ensure adherence
to internal policies and regulatory standards.
• Ensuring that the process and financial of the branch are under control and the branch adheres to the Know Your
Customer (KYC) and Anti-Money Laundering (AML) norms at all times.
• Critically review the existing process and procedures during the audit of respective areas and suggest areas of
improvement which would enhance controls and simplify process flow.
• Ensure effective performance in all areas of audits undertaken and identify any operational risk areas and escalate
to the team leader.
• To effectively track and identify revenue leakage and suggest measures/process to plug the revenue leakage.
• Review and follow up for compliance responses from the auditee for early rectification of audit comments and
timely closure of audit files.
• To undertake audit of various task assigned as per the audit calendar within the target time.
• Monitoring of office accounts, suspense accounts, deferred accounts, accounts payable/ receivable centrally.
• Planning, Completion and Submission of internal audit reports of Retail liability branches, Offsite ATMs, Self
Help Group & Gold loan Operations
• Assessed internal controls, identified gaps, and recommended process improvements to mitigate risks.
• Prepared detailed audit reports with actionable recommendations, enhancing operational efficiency.
• Evaluated high-risk accounts and transactions for fraud indicators, leading to the resolution of \[specific
outcomes, e.g., fraud prevention or recovery of funds\].
• Collaborated with senior management to implement audit recommendations, improving the control environment.

• Collaborated with senior management to design a robust internal control framework that aligned with regulatory
standards
• Core member in audit report automation project and improved audit efficiency by developing automated audit
report system
• Identified and rectified control weaknesses on revenue leakage areas
• Identified gaps in data analytics MIS and help to organize as per audit requirement
• Enhanced employee awareness by designing and conducting training sessions on internal controls and compliance