FINANCIAL CONSULTANT
SUN LIFE ASSURANCETILL 2003 THEN W.H.STUART MUTUALS LTD
Total years of experience :42 years, 2 Months
Advisor for Life insurance, Segregated Funds and Mutual Funds.
RISK MANAGEMENT
Advised and managed corporate clients' risk by conducting risk assessments and selecting suitable risk management techniques.
Advised on risk control, especially pertaining to loss prevention and reduction; reduced client premiums in view of adhering to risk management techniques.
Advised on risk transfer and risk financing. Clients were able to identify their own 'risk apetite' and retained optimum level of risk and transferred other risk through insurance or other contractual clauses.
COMPLIANCE
Established a 'culture of compliance' throughout the corporation.
Achieved maximum exployee participation and co-operation towards maintaining a compliance regime, through appropriate training.
Reduced exposure to 3rd party liability and regulatory authority actions by adhering to a compliance regime.
Trained staff and created and maintained a culture of risk management and compliance.
Life and Health Insurance business development.
• FAA Aircraft Dispatcher License since 1991; trained on LIDO and SITA flight planning systems; conducted Meteorological analysis from weather charts and forecasts, assessed Notams, and planned and selected the optimum route for operational efficiency. Co-ordinated with Air Traffic Control, Meteorological office, relevant departments such as Flight Operations, Navigation, In-Flight Services, Load Control, Commercial, Cargo, Planning, reservations etc. Assisted Sr. Manager Network Control in all operational functions, monitored the progress of the flights for safe, efficient and economical operations, and actively participated in operational projects on fuel management, operations administration, and flight dispatcher training, among others. Familiar with FRMS, SMS, IOSA Program, Standards and Audit Manuals.
managed all aspects of the Flight Operations Department functions, including Flight Planning.
Worked as an apprentice in the Flight Operations Department.
Ensured that all Flight Attendants were well aware of the Safety and Emergency procedures and First Aid; motivated crew to provide highest standard of service and compliance to laid-down procedures to ensure that passengers received the highest standard of in-flight service. Supervisory duties included periodic crew appraisals, solicit crew feedback and report to the IFS Manager, conduct pre/post flight crew briefing/de-briefing. Through Quality Circles, interacted with IFS senior management and other department representatives; provided valuable feedback on menu preparation resulting in significant cost savings to the airline; and also made critical suggestions to enhance safety and service standards and optimize operational costs.
Ensured that all Flight Attendants were well aware of the Safety and Emergency procedures and First Aid; motivated crew to provide highest standard of service and compliance to laid-down procedures to ensure that passengers received the highest standard of in-flight service. Supervisory duties included periodic crew appraisals, solicit crew feedback and report to the IFS Manager, conduct pre/post flight crew briefing/de-briefing. Through Quality Circles, interacted with IFS senior management and other department representatives; provided valuable feedback on menu preparation resulting in significant cost savings to the airline; and also made critical suggestions to enhance safety and service standards and optimize operational costs.
Invesntory Control, Stockroom receipts and issues, Purchases.
Course content included the Role of Compliance and the Compliance structure, Compliance Risk Management, Regulatory Environment, making Ethical Decisions, Development of Policies and Procedures, Monitoring and Compliance Audits, Handling Client Complaints, Investigations, Establishing a Culture of Compliance.
Through the University of Toronto completed the required 3 courses in Risk Assessment, Risk Control and Risk Finance.
Completed the educational requirements for licensing as Registered Insurance Broker of Ontario.
Completed the required educational requirements for dealing in Mutual Funds
passed the educational requirements for licensing as Life Insurance Advisor.
Completed the educational requirements for the B.Com program.
Completed the educational requirements for obtaining the U.S.A. F.A.A. Aircraft Dispatcher License.
passed with 96%+ the examinations leading to the Aircraft Dispatcher License.